Montana § 33-20-118 - Contestability -- Excluded Or Restricted Coverage

Full text of Montana Montana Code Annotated § 33-20-118 — Contestability -- Excluded Or Restricted Coverage, with citation guidance and answers to common questions.

§ 33-20-118. Contestability -- Excluded Or Restricted Coverage

Contestability -- excluded or restricted coverage. A clause in any policy of life insurance providing that such policy shall be incontestable after a specified period shall preclude only a contest of the validity of the policy and shall not preclude the assertion at any time of defenses based upon provisions in the policy which exclude or restrict coverage, whether or not such restrictions or exclusions are excepted in such clause.

Source: official Montana text · Last verified 2026-08-27

Frequently Asked Questions About Montana § 33-20-118

What does Montana Code Annotated § 33-20-118 cover?

Section 33-20-118 ("Contestability -- Excluded Or Restricted Coverage") is part of the Montana Code Annotated, the codified statutory law of Montana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Montana § 33-20-118?

A common citation format is "Montana Code Annotated § 33-20-118" (Montana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Montana law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Montana official source linked on this page or consult a licensed Montana attorney.

How does Montana § 33-20-118 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Montana can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Montana.