Montana § 33-15-1101 - Purpose -- Applicability
Full text of Montana Montana Code Annotated § 33-15-1101 — Purpose -- Applicability, with citation guidance and answers to common questions.
§ 33-15-1101. Purpose -- Applicability
Purpose -- applicability. (1) The purpose of this part is to protect the public with regard to insurance transactions that involve cancellation, renewal, nonrenewal, or premium increases on contracts of property or casualty insurance by: (a) regulating the grounds for midterm cancellation of an insurance policy; (b) except as provided in 33-15-1108 , prohibiting midterm increases in premiums; (c) increasing the opportunity for insureds to shop for replacement or substitute insurance; (d) reducing the opportunity for breach of contract, misrepresentation by omission or untimely disclosure, and unfair discrimination among insureds; and (e) increasing the opportunity for insurance producers to compete freely. (2) This part applies to those forms of insurance defined in 33-1-206 and 33-1-210 , except to the extent they conflict with chapter 23 of this title. (3) This part does not limit the activities that may constitute undefined unfair trade practices prohibited by 33-18-1003 . The commissioner may apply other provisions of this code to insurance transactions involving cancellation, renewal, nonrenewal, or premium increases on contracts of property or casualty insurance. Policies may provide terms more favorable to insureds than are required by this part. The rights provided by this part are in addition to and do not prejudice any other rights that the insured may have under common law, statutes, or rules.
Frequently Asked Questions About Montana § 33-15-1101
What does Montana Code Annotated § 33-15-1101 cover?
Section 33-15-1101 ("Purpose -- Applicability") is part of the Montana Code Annotated, the codified statutory law of Montana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Montana § 33-15-1101?
A common citation format is "Montana Code Annotated § 33-15-1101" (Montana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Montana law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Montana official source linked on this page or consult a licensed Montana attorney.
How does Montana § 33-15-1101 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Montana can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Montana.