Montana § 33-1-801 - Definitions

§ 33-1-801. Definitions

Definitions. As used in this part, unless the context requires otherwise, the following definitions apply: (1) "Enrollee" means the individual to whom a health care service is provided or will be provided under a health plan. (2) "Health care provider" or "provider" means a health care professional or facility. (3) "Health carrier" means an entity that is subject to the insurance laws and rules of this state and that contracts, offers to contract, or enters into an agreement to provide, deliver, arrange for, pay for, or reimburse any of the costs of health care services. The term includes a disability insurer, health maintenance organization, or a health service corporation or other entity providing a health benefit plan. (4) "Health plan" or "health benefit plan" means a policy, contract, certificate, or agreement entered into, offered, or issued by a health carrier to provide, deliver, arrange for, pay for, or reimburse any of the costs of health care services. (5) "Managed care organization" means an entity that manages, owns, contracts with, or employs health care providers to provide health care services under a health plan. The term includes a health maintenance organization, as defined in 33-31-102 , and an entity that does not itself provide health plans. (6) "Medical communication" means: (a) a communication made by a health care provider to an enrollee or to the guardian or other legal representative of an enrollee receiving health care services from the provider: (i) concerning the mental or physical health care needs or treatment of the enrollee and the provisions, terms, or requirements of the health plan or another health plan relating to the needs or treatment of the enrollee; and (ii) including a communication concerning: (A) a test, consultation, or treatment option and a risk or benefit associated with the test, consultation, or option; (B) variation among health care providers and health care facilities, as defined in 50-5-101 , in experience, quality of health care services, or health outcomes; (C) the basis or standard for the decision of the enrollee's health carrier or managed care organization to authorize or deny a health care service; (D) the process used by the enrollee's health carrier or managed care organization to determine whether to authorize or deny a health care service; or (E) a financial incentive or disincentive provided by the enrollee's health carrier or managed care organization to a health care provider to authorize or deny a health care service; (b) a communication made by a health care provider to another health care provider, an employee or contractor of the enrollee's managed care organization, or an employee of the health carrier advocating a particular method of treatment on behalf of an enrollee.