Montana § 30-14-2013 - Prohibited Practices
Full text of Montana Montana Code Annotated § 30-14-2013 — Prohibited Practices, with citation guidance and answers to common questions.
§ 30-14-2013. Prohibited Practices
Prohibited practices. (1) A credit counseling service may not: (a) purchase any debt or obligation of a consumer; (b) lend money or provide credit to a consumer; (c) obtain a mortgage or other security interest in any property of a consumer; (d) operate as a collection agency; (e) structure a debt management plan in a way that at the debt management plan's conclusion any debts of the consumer that are subject to the debt management plan are not fully amortized; (f) charge for or provide credit insurance; (g) cause or attempt to cause a consumer to waive or forego any right or benefit that the consumer has under the provisions of this part; or (h) operate in this state without a license. (2) (a) A credit counseling service may not advertise its services in any manner in this state without first being licensed by the department. (b) A credit counseling service or any person on a credit counseling service's behalf may not misrepresent any material fact or make a false promise intended to induce a consumer into entering a debt management plan.
Frequently Asked Questions About Montana § 30-14-2013
What does Montana Code Annotated § 30-14-2013 cover?
Section 30-14-2013 ("Prohibited Practices") is part of the Montana Code Annotated, the codified statutory law of Montana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Montana § 30-14-2013?
A common citation format is "Montana Code Annotated § 30-14-2013" (Montana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Montana law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Montana official source linked on this page or consult a licensed Montana attorney.
How does Montana § 30-14-2013 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Montana can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Montana.