Montana § 31-3-123 - Conditions Of Disclosure To Consumer
Full text of Montana Montana Code Annotated § 31-3-123 — Conditions Of Disclosure To Consumer, with citation guidance and answers to common questions.
§ 31-3-123. Conditions Of Disclosure To Consumer
Conditions of disclosure to consumer. (1) A consumer reporting agency shall make the disclosures required under 31-3-122 during normal business hours and on reasonable notice. (2) The disclosures required under 31-3-122 must be made to the consumer: (a) in person if the consumer appears in person and furnishes proper identification; or (b) by telephone if the consumer has made a written request, with proper identification for telephone disclosure, and the toll charge, if any, for the telephone call is prepaid by or charged directly to the consumer. (3) Any consumer reporting agency shall provide trained personnel to explain to the consumer any information furnished to the consumer pursuant to 31-3-122 . (4) The consumer must be permitted to be accompanied by one other person of the consumer's choosing, who shall furnish reasonable identification. A consumer reporting agency may require the consumer to furnish a written statement granting permission to the consumer reporting agency to discuss the consumer's file in the other person's presence.
Source: official Montana text · Last verified 2026-08-27
Frequently Asked Questions About Montana § 31-3-123
What does Montana Code Annotated § 31-3-123 cover?
Section 31-3-123 ("Conditions Of Disclosure To Consumer") is part of the Montana Code Annotated, the codified statutory law of Montana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Montana § 31-3-123?
A common citation format is "Montana Code Annotated § 31-3-123" (Montana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Montana law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Montana official source linked on this page or consult a licensed Montana attorney.
How does Montana § 31-3-123 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Montana can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Montana.