Missouri § 379.889 - Rates not to be excessive, inadequate, or unfairly discriminatory — unfair discrimination defined.

Full text of Missouri Revised Statutes of Missouri § 379.889 — Rates not to be excessive, inadequate, or unfairly discriminatory — unfair discrimination defined., with citation guidance and answers to common questions.

§ 379.889. Rates not to be excessive, inadequate, or unfairly discriminatory — unfair discrimination defined.

Commercial casualty insurance rates shall not be excessive, inadequate or unfairly discriminatory.  No rate shall be held to be excessive unless such rate is unreasonably high for the insurance coverage provided.  No rate shall be held to be inadequate unless such rate is unreasonably low for the insurance coverage provided and is insufficient to sustain projected losses and expenses or unless such rate is unreasonably low for the insurance coverage provided and the use of such rate has, or if continued will have, the effect of destroying competition or creating a monopoly.  Unfair discrimination shall be defined to include, but shall not be limited to, the use of rates which unfairly discriminate between risks in the application of like charges or credits or the use of rates which unfairly discriminate between risks having essentially the same hazard.

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(L. 1987 H.B. 700 § 29, A.L. 2002 H.B. 1468)

---- end of effective  28 Aug 2002 ----

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Source: official Missouri text · Last verified 2026-08-27

Frequently Asked Questions About Missouri § 379.889

What does Revised Statutes of Missouri § 379.889 cover?

Section 379.889 ("Rates not to be excessive, inadequate, or unfairly discriminatory — unfair discrimination defined.") is part of the Revised Statutes of Missouri, the codified statutory law of Missouri. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Missouri § 379.889?

A common citation format is "Revised Statutes of Missouri § 379.889" (Missouri). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Missouri law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Missouri official source linked on this page or consult a licensed Missouri attorney.

How does Missouri § 379.889 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Missouri can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Missouri.