Missouri § 379.1945 - Insurable interest in shared vehicle.

§ 379.1945. Insurable interest in shared vehicle.

1.  Notwithstanding any other law, statute, rule, or regulation to the contrary, a peer-to-peer car-sharing program shall have an insurable interest in a shared vehicle during the car-sharing period.

2.  Nothing in this section creates liability on a peer-to-peer car-sharing program to maintain the coverage mandated by section 379.1915.

3.  A peer-to-peer car-sharing program may own and maintain as the named insured one or more policies of motor vehicle liability insurance that provides coverage for:

(1)  Liabilities assumed by the peer-to-peer car-sharing program under a peer-to-peer car-sharing program agreement;

(2)  Any liability of the shared vehicle owner;

(3)  Damage or loss to the shared vehicle; or

(4)  Any liability of the shared vehicle driver.

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(L. 2025 H.B. 974, et al.)

Effective 1-01-26

---- end of effective  01 Jan 2026 ----

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