Missouri § 379.155 - Coinsurance provisions declared void — exception.
Full text of Missouri Revised Statutes of Missouri § 379.155 — Coinsurance provisions declared void — exception., with citation guidance and answers to common questions.
§ 379.155. Coinsurance provisions declared void — exception.
No fire insurance policy which may be issued after this section takes effect shall contain any clause or provision requiring the assured to take out or maintain a larger amount of insurance than that covered by such policy, nor in any way providing that the assured shall be liable as coinsurer with the company issuing the policy for any part of the loss or damage which may be occasioned by fire or lightning to the property covered by such policy, nor making provisions for a reduction of such loss or damage, or any part thereof, by reason of the failure of the assured to take out and maintain other insurance upon said property. And all clauses and provisions in fire policies, issued after the taking effect of this section, in contravention of the prohibitions in this section contained, shall be ab initio void and of no effect; provided, that the provisions of this section shall not apply to policies issued upon personal property in cities which now contain or which may hereafter contain one hundred thousand inhabitants or more whenever the insured sign an agreement endorsed across the face of said policy to be exempt from the provisions thereof.
--------
(RSMo 1939 § 5933)
Prior revisions: 1929 § 5822; 1919 § 6232; 1909 § 7023
---- end of effective 28 Aug 1939 ----
use this link to bookmark section 379.155
Effective dates prior to 1940 may not be the actual effective date. See FAQ 'When do laws become effective?'
Frequently Asked Questions About Missouri § 379.155
What does Revised Statutes of Missouri § 379.155 cover?
Section 379.155 ("Coinsurance provisions declared void — exception.") is part of the Revised Statutes of Missouri, the codified statutory law of Missouri. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Missouri § 379.155?
A common citation format is "Revised Statutes of Missouri § 379.155" (Missouri). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Missouri law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Missouri official source linked on this page or consult a licensed Missouri attorney.
How does Missouri § 379.155 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Missouri can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Missouri.