Missouri § 377.320 - Policy incontestable after one year.
Full text of Missouri Revised Statutes of Missouri § 377.320 — Policy incontestable after one year., with citation guidance and answers to common questions.
§ 377.320. Policy incontestable after one year.
In the event of death after any policy of insurance has been issued by any corporation, company or association, doing business under the provisions of sections 377.200 to 377.460, and after the policy has been in force for the period of one full year, then such policy of insurance shall be incontestable for any cause.
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(RSMo 1939 § 5882, A. 1949 H.B. 2094)
Prior revisions: 1929 § 5771; 1919 § 6181; 1909 § 6975
(1960) Alleged misrepresentations in obtaining policy cannot be considered after expiration of time fixed by policy and statute when policy became incontestable. Western Life Ins. Co. v. White (A.), 331 S.W.2d 19.
(1960) Where application for reinstatement contained misrepresentation regarding insured's insurability, health, and consultation of doctors and at the time it was made insured was suffering a fatal malady, this section would not bar insurance company from contesting validity of policy since policy had not been in force for one year after reinstatement. Randall v. Western Life Ins. Co. (A.), 336 S.W.2d 125.
---- end of effective 28 Aug 1949 ----
Source: official Missouri text · Last verified 2026-08-27
Frequently Asked Questions About Missouri § 377.320
What does Revised Statutes of Missouri § 377.320 cover?
Section 377.320 ("Policy incontestable after one year.") is part of the Revised Statutes of Missouri, the codified statutory law of Missouri. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Missouri § 377.320?
A common citation format is "Revised Statutes of Missouri § 377.320" (Missouri). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Missouri law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Missouri official source linked on this page or consult a licensed Missouri attorney.
How does Missouri § 377.320 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Missouri can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Missouri.