Missouri Code — 376
Browse 405 sections in division 376 of the Missouri code. Each section page includes the full statutory text, official source links, and citation guidance.
Sections (showing up to 300)
- § 376.005. Definitions.
- § 376.010. Who may form company — purposes.
- § 376.015. Involuntary unemployment insurance may be issued in connection with extension of credit or certain group life insurance, requirements.
- § 376.020. Various companies defined.
- § 376.050. Declaration of corporators.
- § 376.060. Stock companies — content of charter.
- § 376.070. To be submitted to attorney general.
- § 376.080. Director to examine, when.
- § 376.090. To furnish certificate of deposit, when.
- § 111.070. (Repealed L. 1969 S.B. 134 § 1)
- § 376.110. To be submitted to attorney general.
- § 376.120. Director to examine and certify, when.
- § 376.130. To furnish certificate of deposit, when.
- § 376.142. Stock company may become mutual — procedure — policyholders' meeting — acquisition of stock.
- § 376.143. Stock company may acquire its own shares to be held in trust for mutual — appointment, powers and duties of trustees.
- § 376.144. Acquisition of shares of dissenting stockholders, procedure — abandonment of mutualization.
- § 376.145. Officers of stock company to continue as officers of mutual.
- § 376.146. Board of directors or trustees of mutual, membership qualifications, term of office.
- § 376.147. Meetings of board of mutual, notice — executive committee of board, powers.
- § 376.148. Policyholders are members of mutual — voting rights — directors may alter articles — additional assessments prohibited.
- § 376.150. Stock and mutual companies — content of charter.
- § 376.160. Formation of stock and mutual companies.
- § 376.170. Special deposits for registered policies and annuity bonds.
- § 376.180. Certificates as to registration and reserves on policy — policies exempt, exceptions.
- § 376.190. Additional deposits required.
- § 376.200. Definition of net value.
- § 376.210. Excess deposits.
- § 376.220. May use realty to secure notes and bonds.
- § 376.230. Changing of securities on deposit.
- § 376.240. Deposits to be held in trust by director.
- § 376.250. Deposits to be kept separate.
- § 376.260. Fees collected by director of revenue.
- § 376.270. Director may proceed against depositary companies.
- § 376.280. Capital necessary to do business — how invested.
- § 376.290. Deposit and transfer of securities.
- § 376.291. Applicability and inapplicability.
- § 376.292. Definitions.
- § 376.293. Permissible investments — written plan for investments required.
- § 376.294. Prohibited acts.
- § 376.295. Additional prohibited acts — authorized actions.
- § 376.296. Value of investments, how calculated.
- § 376.297. Investment subsidiaries not permitted, when.
- § 376.298. Acquisition of rate credit instruments, when.
- § 376.300. Equity interests permitted, when.
- § 376.301. Tangible personal property interests permitted, when.
- § 376.302. Mortgage interests, may be acquired, when — other real estate interests.
- § 376.303. Lending and repurchase, permitted when.
- § 376.304. Acquisition of foreign investments, when.
- § 376.305. Rulemaking authority.
- § 376.306. Cash surrender value, life insurer may lend to policyholder, when.
- § 376.307. Limits on acquisition of certain investments.
- § 376.308. Secondary mortgage market act, not to preempt health insurer, when.
- § 376.309. Separate account defined — establishment of account and special voting or control rights authorized — approved investments — approval of director required.
- § 376.310. Investment of surplus and reserve funds by foreign companies.
- § 376.311. Investment of capital reserve and surplus of life insurance companies in investment pools — definitions — qualifications — requirements.
- § 376.325. Any willing provider provision — definitions.
- § 376.330. Securities may be changed.
- § 376.350. Reports to director.
- § 376.360. Distribution of surplus funds to participating policyholders — method.
- § 376.365. Standard valuation law — definitions.
- § 376.370. Director to value reserves, methods.
- § 376.380. Legal minimum standards for valuation — interest rates — valuation manual, operative date, effect of — reserves required — confidential information — exemptions for specific product forms or product lines.
- § 376.381. Health insurance products, department duties.
- § 376.383. Health care claims for reimbursement, how paid, when — definitions — clean claims, procedure — unpaid claims, procedure — fraudulent claims, notification to the department, procedure — requests for additional information, contents.
- § 376.384. Reimbursement of claims, duties of health carriers — claims submitted in electronic format, when — compliance monitored by department — complaint procedures developed — standard medical code sets required, when — rulemaking authority.
- § 376.385. Diabetes — insurance coverage for equipment, supplies and self-management training.
- § 376.386. Prescription drugs, one co-payment for dosage prescribed.
- § 376.387. Pharmacy benefits manager, limitations and restrictions — enforcement.
- § 376.390. Reserve liability for group insurance — how computed.
- § 376.391. Co-payments for chiropractic services, cap.
- § 376.392. Prescription drug formularies, enrollees to be notified of changes to, when.
- § 376.393. Pharmacy benefits manager, license required — definitions — complaints, procedure.
- § 376.395. Definitions for group health conversion policy requirements.
- § 376.397. Converted policy to be offered on termination of group health coverage, when — exceptions — terms and conditions.
- § 376.398. Application to all group policies — effective, when.
- § 376.401. Conversion rights — retirees — dependents of insured.
- § 376.403. Benefit levels — group coverage may be provided in lieu of converted policy — delivery outside state, form.
- § 376.404. Specific requirement requests of policyholder may be met by alteration.
- § 376.405. Group health and accident policies, approval required — exempt, when, director's powers.
- § 376.406. Newborn child to be covered under health policies, extent of coverage — notification of birth, when, effect of — definitions.
- § 376.407. Advance practice nurse, claims for service to be reimbursed, when.
- § 376.410. Insurance companies to maintain reserves — exemptions.
- § 376.414. 340B drugs — definitions — acquisition not to be restricted, when — complaint procedure — rulemaking authority.
- § 376.417. 340B drugs — definitions — discrimination prohibited — civil penalties — rules.
- § 376.421. Group health insurance, authorized categories.
- § 376.422. Direct response solicitation and sponsoring or endorsing entity, defined — certain group or individual insurers paying compensation to policyholder or sponsoring entity to notify policyholders.
- § 376.423. Health insurance, claims for chiropractic services denial, qualified chiropractor to review, qualifications — investigation by department, when.
- § 376.424. Group health insurance policies may be extended to insure family members or dependents.
- § 376.425. Student accident policies, may not limit surgical benefits, when.
- § 376.426. Group health policies, required provisions.
- § 376.427. Assignment of benefits made by insured to provider — payment, how made — exceptions — all claims to be paid, when — out-of-network services, how paid.
- § 376.428. Federal COBRA provisions to apply to group health insurance policies.
- § 376.429. Coverage for certain clinical trials for prevention, early detection and treatment of cancer, restrictions — definitions — exclusions.
- § 376.431. Employees or members of unions or associations, group or group-type basis coverage, sections 376.431 to 376.442 to apply.
- § 376.432. Group-type basis, defined.
- § 376.433. Self-insurance plans for health care, public entities — subject to Medicaid rights, obligations, and remedies.
- § 376.434. Carrier liable for claims incurred during grace period, when — exceptions.
- § 376.435. Claim information to be reported, when — covered lives defined.
- § 376.436. Discontinuance notice by carrier, contents — notice forms furnished by carrier for distribution to policyholders.
- § 376.438. Group policies, modifying or amending benefits shall provide extension of benefits in event of total disability at date of termination or discontinuance.
- § 376.441. Carrier contract replaced by similar benefit plan of another carrier — liability of prior carrier — succeeding carrier coverage requirements.
- § 376.442. Rules and regulations, procedure.
- § 376.446. Enrollee cost-sharing responsibilities, health carriers to provide timely information — exceptions.
- § 376.450. Citation of law — definitions (Missouri HIPAA).
- § 376.451. Standards prohibiting discrimination.
- § 376.452. Large group market, renewal or continuation of coverage required — nonrenewal or discontinuation permitted, when — conditions for discontinuation.
- § 376.453. Premium — only cafeteria plans required, when.
- § 376.454. Individual market, renewal or continuation at option of individual — nonrenewal or discontinuation permitted, when — discontinuation of a type of coverage, procedure.
- § 376.465. Missouri health insurance rate transparency act — definitions — rate filing requirements, procedure — rulemaking authority.
- § 376.480. Domestic companies may assume risks of foreign companies — duties of director.
- § 376.500. Discriminations, rebates and favors prohibited — contracts to conform to policy.
- § 376.502. Life insurers not to discriminate based on lawful travel destinations — violations, penalty.
- § 376.510. Penalty for violation of section 376.500.
- § 376.531. Life insurance policies, consent of insured required, exceptions — employers have insurable interest in employees, when, effects.
- § 376.540. Policy, to whom payable.
- § 376.562. Charitable, benevolent, educational and religious organizations may be beneficiary or owner of policy, life insurance, when — fraud or coercion, exception.
- § 376.570. Foreign executor or administrator.
- § 376.580. Misrepresentation.
- § 376.590. Misrepresentations, false estimates and circulars prohibited — agents — notes to be held until policy delivered.
- § 376.600. Penalty for violating section 376.590.
- § 376.610. Defense in case of suits.
- § 376.620. Suicide, effect on liability — refund of premiums, when.
- § 376.630. Life insurance policies not to be forfeited or become invalid, when.
- § 376.640. Paid-up policy may be demanded, when.
- § 376.650. Rules of payment on commuted policy.
- § 376.660. Foregoing provisions inapplicable, when.
- § 376.669. Annuity contract requirements — paid-up annuity benefits, how calculated — cash surrender benefits, how calculated — applicable, when.
- § 376.670. Provisions which shall be contained in life insurance policies, exceptions.
- § 376.671. Provisions which shall be contained in annuity contracts — inapplicability date.
- § 376.673. Life insurance policies, regulations relative to.
- § 376.674. Life insurance policies, no cash surrender value, regulations relative to.
- § 376.675. Life insurance policies and annuity contracts to be approved — exemption, when — director's powers — judicial review of disapproval.
- § 376.676. Regulation of the valuation of life insurance policies — may adopt NAIC model regulation.
- § 376.677. Life policies may be issued that have no cash surrender value prior to death — no policy loans so law regulating not applicable — requirements to issue.
- § 376.678. Life insurance policies and annuity contracts, annual statement to holder required — company to furnish policy or contract information to holder upon request.
- § 376.679. Life insurance company may reinsure for risks involving aircraft, limitation.
- § 376.680. Assignment of incidents of ownership, group life policy, effect of.
- § 376.685. Optometrists, health insurance plans not to limit fees charged unless reimbursed by plan — requirements — definitions.
- § 376.690. Unanticipated out-of-network care, claim procedure — definitions — limitation on amount billed to patient — external arbitration process — rulemaking authority.
- § 376.691. Group life policies, eligible groups authorized for issue — premiums, how paid.
- § 376.693. Special group life policies, requirements — director's approval.
- § 376.694. Group life, definitions of direct response solicitation and sponsoring or endorsing entity — certain insurers required to give notice of compensation to policyholder or endorsing entity.
- § 376.695. Extension of policy to insure for loss due to death of spouse or dependent children, requirements, limitations.
- § 376.696. Political subdivisions purchasing any insurance policies to submit to competitive bidding, when — renewal between bidding periods deemed extension.
- § 376.697. Required provisions for group life policies.
- § 376.699. Person insured by group policy entitled to individual life policy, notice requirements.
- § 376.700. Purpose — use of additional material.
- § 376.702. Application of law — exceptions.
- § 376.704. Definitions.
- § 376.706. Delivery of guide and summary required, when.
- § 376.708. Required presentations and statements — company to maintain file.
- § 376.710. Effect of omission.
- § 376.712. Effective date.
- § 376.714. Contents and form of buyer's guide.
- § 376.715. Citation of law, purpose.
- § 376.717. Coverages provided, persons covered — coverage not provided, when — maximum benefits allowable.
- § 376.718. Definitions.
- § 376.720. Association, created — accounts — director to supervise.
- § 376.722. Board of directors, established, members, how selected — expense reimbursement.
- § 376.724. Impaired insurers, association's options, duties — insolvent insurers, association's options, duties — alternative policies, requirements.
- § 376.725. Terminated coverage, reissuance of, premium set, how — obligation to cease, date — interest rate, guaranteed minimum.
- § 376.726. Nonpayment of premiums, effect of.
- § 376.728. Law not applicable, when.
- § 376.730. Liens, association may impose, when.
- § 376.732. Director to have association's powers and duties, when — association may appear in court, when.
- § 376.733. Assignment of rights to association by persons receiving benefits, when — subrogation rights.
- § 376.734. Additional powers of association.
- § 376.735. Assessments against members, when due, classes — amounts, how determined.
- § 376.737. Deferment of assessment, how, when — maximum assessment — refund of, when — members may increase premiums to cover assessments.
- § 376.738. Certificate of contribution, when issued.
- § 376.740. Plan of operation, required, approval of director — provisions of plan.
- § 376.742. Director, powers and duties.
- § 376.743. Board of directors, powers.
- § 376.745. Assessments, offset against tax liability, when, how.
- § 376.746. Records of association meetings to be kept — association deemed creditor of insolvent or impaired insured.
- § 376.747. Distribution of member insurer assets upon liquidation, priority of association.
- § 376.748. Liquidation, recovery of distributions, when, exceptions, limitations.
- § 376.750. Financial report, submitted to director, when — tax exempt status — immunity from liability.
- § 376.752. Member insurer's deposit with director, exemption from, amount.
- § 376.754. Stay of proceedings, insolvent insurer, when.
- § 376.755. Advertising, use of guaranty association prohibited.
- § 376.756. Summary document, association to prepare, contents — policy not covered by guaranty association to contain notice, form determined by director.
- § 376.758. Law inapplicable to insolvent insurers on effective date of law.
- § 376.770. Title of law.
- § 376.773. Definitions.
- § 376.775. Matters required in policies.
- § 376.776. Hospital and medical expense provisions extended for certain handicapped and dependent children past normal coverage age.
- § 376.777. Specifically required provisions — exemptions, when — director's powers — inapplicability of certain provisions to individual health insurance coverage.
- § 376.778. Payment direct to public hospitals or clinics with or without assignment, when — provisions required in contracts.
- § 376.779. Health insurance policies to offer coverage for treatment of alcoholism — exclusions.
- § 376.780. Limits on provisions, effect of conflict of policy with law.
- § 376.781. Speech and hearing disorders, companies to offer coverage, when — rules, procedure.
- § 376.782. Mammography — low-dose screening, defined — health care policies to provide required coverage — no physician referral, when.
- § 376.783. Insured bound only if copy of application attached to policy.
- § 376.785. What does not constitute waiver of defenses.
- § 376.787. Effect of age limit provision.
- § 376.789. Definition of actual charge and actual fee.
- § 376.790. Limits on applicability of law.
- § 376.791. Portion of section 376.777 not applicable to individual health insurance coverage.
- § 376.800. Misrepresentation made in obtaining individual accident and health policy no defense, exception.
- § 376.801. Coverage for child health supervision services required — definitions — permitted limitations on benefits.
- § 376.805. Elective abortion to be by optional rider and requires additional premium — elective abortion defined — health insurance exchanges not to offer coverage for elective abortions.
- § 376.806. Refund of health insurance unearned premium on notice of death of insured — refunded to whom — definitions — exception — failure to notify within one year.
- § 376.807. Policies not to reduce or deny benefits to persons eligible for medical assistance — deemed primary contract.
- § 376.810. Definitions for policy requirements for chemical dependency.
- § 376.811. Coverage required for chemical dependency by all insurance and health service corporations — minimum standards — offer of coverage may be accepted or rejected by policyholders, companies may offer as standard coverage — mental health benefits provided, when — exclusions.
- § 376.814. Rules and regulations authorized, department of mental health to advise department — procedure.
- § 376.816. Adopted children to be provided health care coverage on the same basis as other dependents — effective from date of birth or on placement — placement defined.
- § 376.818. Eligibility for Medicaid may not be considered by insurers.
- § 376.819. MO HealthNet division to have right to payment for health care services provided.
- § 376.820. Insurers may not deny coverage of child because of marital status of parents, residence or income tax dependency claim.
- § 376.821. Insurers may not cancel health or dental insurance solely because the insured is incarcerated — insurer, defined.
- § 376.823. Prohibition on kickbacks not applicable for rebates for certain chronic illnesses.
- § 376.845. Definitions — eating disorders, coverage for diagnosis and treatment of — limitations on coverage.
- § 376.850. Law, how cited.
- § 376.854. Definitions.
- § 376.859. Medicare supplement law applicable to what policies — policies not included.
- § 376.864. Policies not to duplicate benefits provided by Medicare — preexisting conditions, limitations on — director to issue rules establishing standards.
- § 376.869. Standards for policies, minimum, director to adopt.
- § 376.874. Requirements of policy, return to policyholders.
- § 376.879. Outline of coverage for fair disclosure — furnished to each applicant — format and content — rules and standards.
- § 376.881. Policy certificate front page to contain notice of right to return and receive premium refund.
- § 376.882. Cancellation of policy, refund required — notification.
- § 376.884. Advertisement to be reviewed by director.
- § 376.886. Regulations, requirements — rules, procedure.
- § 376.889. Violations, penalty.
- § 376.890. Invalidity of any section regulating Medicare supplement not to affect others.
- § 376.891. Definitions.
- § 409. 6-611. Service of process.
- § 376.893. Divorced or separated spouse, continuation of coverage, notice — contents of notice — failure to elect, effect — application.
- § 376.894. Amount of premium, date of payment — termination of right of continuation of coverage, grounds.
- § 376.900. Definitions.
- § 376.905. Administration by department, powers, duties — fees.
- § 376.910. Certificate of authority required.
- § 376.915. Application for certificate, content — renewal, content, filed when — extensions, fee.
- § 376.920. Annual statement, form, contents.
- § 376.925. Seven-day rescission period, all money or property to be refunded.
- § 376.930. Insured to be furnished application for certificate and annual statement, when.
- § 376.935. Certificates issued for one year — nontransferable — not endorsement by department.
- § 376.940. Escrow account for entrance fees required, released when.
- § 376.945. Escrow account, amount required — principal, how released, investment.
- § 376.950. Board of directors, one member to be resident of facility.
- § 376.960. Definitions.
- § 376.961. Missouri health insurance pool created — members to be all health insurers in state — board of directors, members, terms, qualifications — transitioning resources.
- § 376.962. Plan of operation to be submitted by board — effective when — failure to submit, director's duty to develop rules — plan content — amendments, procedure.
- § 376.964. Board, powers and duties — including providing for issuing policies and reinsuring risks — staff appointment — rulemaking authority.
- § 376.965. Board members not civilly liable for performance of duties, exception.
- § 376.966. No employee to lose coverage by enrolling in pool — eligibility for pool coverage, ineligibility — medical underwriting considerations, notification required, when — expiration date.
- § 376.968. Administration of pool by insurer or insurers by competitive bids — insurer's qualifications — board to establish criteria for bid content.
- § 376.970. Administering insurer to serve for three years subject to removal for cause — duties — reports — bidding process.
- § 376.973. Administering insurer at close of fiscal year to make accounting and assessment — how calculated — excess to be held at interest for future losses or to reduce premiums — future losses, defined — assessments, continuation of.
- § 376.975. Member's proportion of participation in pool to be determined annually — deficits to be recouped by proportioned assessment — amount of assessment to be offset against certain taxes.
- § 376.978. Director of revenue to determine reduced amount in county foreign insurance tax fund, state treasurer to reimburse fund by reducing amount to general revenue.
- § 376.980. Pool member exempt from taxation of financial institution, may be allowed to offset against sales or use tax, when — excess of assessment over sales or use tax payable in any one year a credit in succeeding years until excess is exhausted.
- § 376.982. Rulemaking procedure.
- § 376.984. Abatement or deferring all or part of assessment of member, when — amount abated or deferred may be assessed against other members — deficiency liability.
- § 376.986. Pool to offer medical coverage — premiums, how established — standard risk rate, how calculated — director to approve rates — exclusions — benefits reduced by other insurance or workers' compensation — medical expense to include prayer for spiritual healing.
- § 376.987. High deductible health plans and establishment of health savings plans to be offered as options — definitions — rulemaking authority.
- § 376.989. No liability, criminal or civil, for participation in pool by members.
- § 376.995. Limited mandate health insurance policies defined — certain sections not to apply to limited mandate health insurance policies, exceptions — requirements to sell or issue — certain law to apply.
- § 376.998. Health insurance mandate exemption for excepted benefit plans — definitions — procedure to exempt.
- § 376.1000. Multiple employer self-insured health plan, defined.
- § 376.1002. Certificate of authority required — penalty for noncompliance — law inapplicable, when — exempt organizations.
- § 376.1005. Application for certificate of authority, form — fee — policy or other evidence of coverage provided to employees, form.
- § 376.1007. Plan to file copy of bylaws, coverage and agreements with director.
- § 376.1010. Excess stop-loss coverage maintained by plan.
- § 376.1012. Funds collected from employers held in trust — requirements — board of trustees, elected, duties — annual report, filed when.
- § 376.1015. Department not to grant approval, when.
- § 376.1017. Plan to establish loss reserves — plan to establish surplus account, amount.
- § 376.1020. Plan to maintain principal place of business in Missouri, exception.
- § 376.1022. Dissolution of plan, application, procedure, granted when — distribution of assets, procedures.
- § 376.1025. Director may adopt rules.
- § 376.1027. Plan in unsound condition, powers of director.
- § 376.1030. Agreement of employer to pay benefits, requirements, form — copy filed with director — no excuse from liability.
- § 376.1032. Plan considered insurer, when.
- § 376.1035. Chapter 376 applicable to plan.
- § 376.1037. Plan subject to premium taxes.
- § 376.1040. Plan not to be offered to public — marketing restrictions — exemption — use of brokers authorized.
- § 376.1042. Marketing by agent, agency or broker violation of law.
- § 376.1045. Injunctive relief, director may seek, when — procedures.
- § 376.1060. Health care services — definitions — limitations on third-party access, requirements — inapplicability, when.
- § 376.1065. Official notification communications, contracting entity requirements.
- § 376.1075. Definitions.
- § 376.1077. Administrator to have agreement with insurer, form, contents — termination, how.
- § 376.1080. Payments of premiums and claims deemed paid, when.
- § 376.1082. Records maintained by administrator for insurer — director may examine records — records owned by insurer, transfer allowed, when.
- § 376.1083. Advertising restrictions for administrator.
- § 376.1084. Insurer responsible for benefits and underwriting practices — insurer to conduct review of administrator, when.
- § 376.1085. Premiums held in fiduciary capacity, duties — financial records, duties — withdrawals from fiduciary account by agreement only, contents — payment of claims.
- § 376.1087. Commissions not to be contingent on savings in payment of claims — may be based on premiums collected.
- § 376.1088. Notice to policyholder of administrator, contents, required — disclosure of receipts to insurer.
- § 376.1090. Materials delivered to administrator for insured to be promptly delivered.
- § 376.1092. Certificate of authority, required, application, contents, fee — refusal to issue, when — renewal — bond, required when.
- § 376.1093. Annual report filed with director, when — contents — filing fee, amount.
- § 376.1094. Certificate of authority, suspension or revocation, grounds — civil action, when.
- § 376.1095. Rules and regulations, promulgation.
- § 376.1100. Law, how cited — definitions.
- § 376.1103. Laws applicable, Medicare supplement laws not applicable — purpose — policies or riders must be in compliance.
- § 376.1106. Policies issued in other states may be issued to residents of Missouri if in compliance with Missouri regulations.
- § 376.1109. Policies, content requirements, provisions prohibited — rules authorized — cancellation, refund required — limitation on rate increases.