Missouri Code — 375
Browse 383 sections in division 375 of the Missouri code. Each section page includes the full statutory text, official source links, and citation guidance.
Sections (showing up to 300)
- § 375.001. Definitions.
- § 375.002. Grounds for cancellation.
- § 375.003. Notice of cancellation, how given — reinstatement, when.
- § 375.004. Refusal to renew, when authorized — exemption, when.
- § 375.005. Proof of notice, how made.
- § 375.006. Immunity from liability granted, when, to whom.
- § 375.007. Cancellation or refusal to issue policy on certain grounds prohibited, exceptions.
- § 375.008. Certain insurers exempt.
- § 375.011. Notice of cancellation, nonrenewal, renewal, or refusal to write, may be sent, how.
- § 375.012. Definitions.
- § 375.013. Promulgation of rules, generally, this chapter.
- § 375.014. Insurance producers, license required — insurance producer license not required, when.
- § 375.015. Application for licensure, insurance producers.
- § 375.016. Examination required for insurance producer's license.
- § 375.017. Nonresident producer's license.
- § 375.018. Issuance of producer's license, duration — lines of authority — biennial renewal fee for agents, due when — reinstatement of license, when — failure to comply, effect — rulemaking authority.
- § 375.019. Advisory board on licensing and examination of insurance producers — qualifications — terms — meetings — duties.
- § 375.020. Continuing education for producers, required, exceptions — procedures — director to promulgate rules and regulations — fees, how determined, deposit of.
- § 375.022. Registry of insurance producers maintained by insurer — termination of producer, insurer to notify director.
- § 375.024. Life insurance producer examinations, review of — collection of data — annual report — rulemaking authority.
- § 375.025. Temporary license — to whom issued.
- § 375.029. Continuing education credit, participation in professional insurance association qualifies, when, hours — rulemaking authority.
- § 375.030. Continuing education, programs approved for another profession.
- § 375.031. Definitions.
- § 375.033. Termination of contract, notice — agent not to do business.
- § 375.035. Renewal after termination of producer's contract.
- § 375.037. Director's investigation — appeal.
- § 375.039. Commercial risks, certain class, cancellation, written notice to agent required, when.
- § 375.041. Annual statement convention blank to be filed with NAIC, exception — dissemination of data not to create civil liability — failure to file, effect.
- § 375.046. Who deemed agent of unauthorized company.
- § 375.051. Producer held as trustee of money collected.
- § 375.052. Additional incidental fees — disclosure to applicant or insured.
- § 375.065. Credit insurance producer license — organizational credit entity license — application — fee — rules.
- § 375.071. Centralized producer license registry, participation in.
- § 375.076. No consideration for unlicensed persons.
- § 375.106. Insurance producers, limitations on negotiated contracts.
- § 375.116. Compensation of producer, regulations — not to receive pay from insured, exception.
- § 375.136. Producer placing business with a nonadmitted company or nonresident is subject to chapter 384.
- § 375.141. Suspension, revocation, refusal of license — grounds — procedure.
- § 375.143. Rulemaking authority.
- § 375.144. Prohibited acts in connection with the offer, sale, solicitation, or negotiation of insurance.
- § 375.145. Violations, penalties.
- § 375.146. Violation, penalty.
- § 375.147. Managing general agents (MGA) — citation of law — definitions — law effective, when.
- § 375.148. Managing general agents must be licensed producers — risks located outside state — requirements — bond may be required, also errors and omissions policy.
- § 375.149. Written contract required for placing business with insurer, content — termination of contract for cause — prohibited acts by managing general agents.
- § 375.150. Duties of insurer — appointment of or termination of contract with managing general agent, notice to director, content.
- § 375.151. Acts of managing general agent acts of insurer.
- § 375.152. Violations, penalties.
- § 375.153. Managing general agent, director's authority to promulgate rules.
- § 375.158. Insurer shall comply with all insurance laws before doing business — commissions paid, to whom.
- § 375.159. Limited lines travel insurance producer — definitions — license, authorized activities, limitations — premium tax — travel administrator license — rulemaking authority.
- § 375.161. Certificate to do business — when terminated.
- § 375.163. Director shall not authorize business if management of company is incompetent or untrustworthy.
- § 375.164. Management contracts, to be filed with director when requested — may examine records of company, to what extent — notice of management contract required.
- § 375.166. Expense of organization limited.
- § 375.169. Violation of section 375.166 a misdemeanor, penalty.
- § 375.176. Proceedings against promoters.
- § 375.181. Officers required of companies.
- § 375.183. Director to investigate incorporators, directors and proposed officers, approval withheld, when.
- § 375.186. Seal and bylaws.
- § 375.191. Voting by proxy.
- § 375.196. Adoption of same or misleadingly similar name prohibited.
- § 375.198. Issuance of shares, regulations concerning.
- § 375.201. Charter, amendment of, procedure for.
- § 375.206. Certificate of amendment, issuance, filing — director, duties — secretary of state, duties.
- § 375.216. Certificate of amendment effective, when — amendment not to affect any existing cause of action.
- § 375.221. Certificate of amendment of articles, how executed, contents.
- § 375.226. Restatement of charter, articles of incorporation or association, or declaration of organization, how made.
- § 375.231. Reduction of capital stock where same has not been fully subscribed.
- § 375.236. Certificate of authority revoked, when.
- § 375.246. Reinsurance, when allowed as an asset or reduction from liability.
- § 375.251. Actions by and against companies.
- § 375.256. Service of process on companies not authorized to do business in this state.
- § 375.261. Service of process — procedure.
- § 375.266. Service of process valid, when.
- § 375.271. Plaintiff entitled to default judgment, when.
- § 375.276. Sections 375.256 to 375.271 not to abridge right to serve process in other legal manner.
- § 375.281. Company to furnish bond or certificate of authority before pleading.
- § 375.286. Postponement of action permitted, when.
- § 375.291. Company may file motion to quash service — grounds.
- § 375.296. Additional damages for vexatious refusal to pay.
- § 375.298. Loan against policy by policyholder, insurer to give notice of interest due.
- § 375.301. Exemptions from provisions of sections 375.256 to 375.301.
- § 375.306. Not to act for insolvent company — guarantee fund, where deposited — advertisements — penalty for violation.
- § 375.310. Unauthorized persons or corporations enjoined from transaction of insurance business, penalty.
- § 375.320. Not to trade — exception.
- § 375.325. Mechanical data processing equipment as assets.
- § 375.326. Automobiles as assets.
- § 375.330. Purchase and ownership of real estate.
- § 375.340. Sale and exchange of real estate.
- § 375.345. Derivative transactions permitted, conditions — definitions — rules.
- § 375.347. Restriction on ownership of certain assets not exclusively controlled by an insurance company.
- § 375.350. Reacquisition and holding of own stock, when — approval of director, when — effect on assets and solvency.
- § 375.355. Acquisition of control of one company by another, director may authorize, procedure, exceptions.
- § 375.360. Note not considered payment — not to loan when insolvent.
- § 375.370. Collateral to be assigned to company.
- § 375.380. Dividends shall not be paid, when — penalty — liability of stockholder.
- § 375.390. Officers not to use funds for private gain — penalty.
- § 375.400. Investigation by director — duty of prosecuting attorney.
- § 375.410. Penalty for violation.
- § 375.420. Vexatious refusal to pay claim, damages for, exception.
- § 375.421. Prepayment for policy, return of, when — limitations — violation an unfair trade practice.
- § 375.422. Directors and officers of stock companies to report ownership.
- § 375.423. Company may recover profits realized by officer or director in certain transactions — exceptions.
- § 375.424. Unlawful for officer or director to sell equity security not owned by him — delivery.
- § 375.425. Provisions of 375.423 and 375.424 not to apply, when — equity security defined.
- § 375.426. Director to make rules and regulations.
- § 375.427. Department rules for payment of fees by and integration of systems of insurers and entities administering claims for injured employees not applicable, when.
- § 375.430. Certificate revoked if judgment not satisfied.
- § 375.440. Revocation of license for failure to comply with judicial decree.
- § 375.445. Company operating fraudulently or in bad faith, penalties.
- § 375.460. Director to keep deposits — rights of companies.
- § 375.470. Penalty for violations by director.
- § 375.480. Withdrawal of securities — notice — examination by director.
- § 375.490. Payment of judgments out of deposits.
- § 375.500. Distribution of assets.
- § 375.510. Reinsurance — rights and liabilities — insolvency.
- § 375.520. Costs to be paid from deposits — amount.
- § 375.530. Accounting among beneficiaries of foreign deposits.
- § 375.532. Investment in debt of institution permitted, when.
- § 375.534. Foreign governments or corporations, investment in permitted — conditions, requirements.
- § 375.535. Director to issue charges when he believes assumption of additional risks financially hazardous — hearing — cease and desist order, when.
- § 375.537. Impaired insurer, defined — duty to notify director — penalties for failure to notify.
- § 375.539. Hazardous operation, discontinuation determination, standards for — issuance of order by director, hearing procedure.
- § 375.570. Manner of commencing proceedings — petition, contents.
- § 375.580. Issuance, service and return of process.
- § 375.600. Pleadings and proceedings, general procedures — summary hearing, purpose — effect of nonattendance by defendant.
- § 375.610. Hearing by the court, procedures — no continuances or discovery, exceptions.
- § 375.620. Referee or master to hear and report — exceptions, filed by either party.
- § 375.630. Examinations and statements, evidentiary effect — case to be decided, when — appeals — attorney fees, paid how.
- § 375.640. Insurance director to take charge.
- § 375.650. Title of assets to vest in director — special deputy receiver, appointment, duties.
- § 375.660. Disposition of assets.
- § 375.670. Allowance of demands — receiver to review claims against receivership.
- § 375.710. Conflict of interests — power of court — trustees.
- § 375.720. Penalty for failure or refusal to deliver assets to director.
- § 375.740. Payment of expenses of proceedings.
- § 375.750. Reports to court — payment of claims.
- § 375.771. Citation of law.
- § 375.772. Association, created — definitions.
- § 375.773. Accounts, types of insurance — applicability of law.
- § 375.774. Certificate of contribution, issued when, shown as asset by insurer, when — tax credit allowed to insurer, when — association exempt from taxes.
- § 375.775. Association, powers and duties.
- § 375.776. Board of directors, selection, terms — powers and duties.
- § 375.777. Director, powers and duties.
- § 375.778. Claims of insured, recovery, procedures — assignment of rights to association, when, extent of — stay of proceedings against insolvent insurer, when — records of insolvent insurer, access by board, when.
- § 375.779. Immunity from liability, association and employees — unfair trade practice, using association protection as inducement to purchase policy.
- § 375.780. Penalties for violation of this chapter.
- § 375.786. Certificate of authority required — exceptions — acts which are deemed transaction of insurance business — penalty for transacting business without certificate of authority.
- § 375.787. Complaint filed by director, when — injunction authorized.
- § 375.788. Transaction of insurance business by unauthorized insurer, effect of.
- § 375.789. Unauthorized company instituting court action must file bond or security and procure certificate of authority, exception.
- § 375.790. Enforcement — foreign decree, qualified party, reciprocal states, defined.
- § 375.791. Foreign insurance company admitted, when.
- § 375.801. Renewal of certificate of authority, when — notice of refusal to renew (foreign company).
- § 375.811. Application for certificate of authority, contents (foreign company).
- § 375.821. Conditions to be met for certificate of authority (foreign company).
- § 375.831. Certificate issued when all conditions met (foreign company).
- § 375.841. Change of name by foreign or alien company, application for amended certificate, how made.
- § 375.851. Amended articles, copy to be filed with director, effect of (foreign or alien company).
- § 375.861. Foreign company survivor of merger, documents to be filed with director.
- § 375.871. Admitted foreign company may withdraw, how.
- § 375.881. Revocation or suspension of certificate of authority, when (foreign company).
- § 375.891. Annual statement — reserves required, requirements in lieu of deposits (foreign company).
- § 375.892. Foreign insurance companies to maintain deposits under trust agreement, amount — trust assets to be kept in United States — amendment to trust approved by director — trust agreement content.
- § 375.901. Foreign companies shall transact business through licensed agents and brokers.
- § 375.906. Foreign companies to appoint director to receive service — methods — penalty.
- § 375.908. Nonresident insurer may become domestic insurer, procedure — director may promulgate rules.
- § 375.911. Service on deputy director valid, when.
- § 375.916. Retaliatory tax, how assessed and paid, exceptions — workers' compensation paid losses, how treated.
- § 375.918. Underwriting, use of credit scores, no adverse action permitted — definitions — disclosures.
- § 375.919. Use of language other than English permitted, when, disclosures — misrepresentation, penalty.
- § 375.920. Policy form approval, disapproval — procedure.
- § 375.921. Hearing on disapproval — action pending, effect on form.
- § 375.922. Rules and regulations not authorized.
- § 375.923. Exempt forms.
- § 375.924. Contracts to contain address of insurer and notice of address change to be furnished insured, penalty, exception.
- § 375.930. Citation of law — purpose — construction.
- § 375.932. Definitions.
- § 375.934. Unfair trade practices — conditions.
- § 375.936. Unfair practices defined.
- § 375.937. Lenders, duties — prohibited acts.
- § 375.938. Director may investigate companies.
- § 375.940. Procedure on charges or belief of unfair practices.
- § 375.942. Administrative order for prohibited practices — penalty.
- § 375.944. Judicial review — decree, order — additional evidence — finality of order, when.
- § 375.945. Director's determination, judicial review.
- § 375.946. Violation of desist order, penalty.
- § 375.948. Additional powers of director — promulgation of rules.
- § 375.950. Definitions.
- § 375.954. Director to be receiver, when — receiver has title to what, ancillary receivers have title to what, filing of order imparts notice — appointment of special deputies, compensation, payment.
- § 375.958. Ancillary receiver, appointed when, entitled to what property, duties.
- § 375.962. Delinquency proceeding in this state, claimants to file claims, with whom, when — controverted claims, proven where — effect of judgment in ancillary state.
- § 375.966. Delinquency proceeding in another state, claimants to file claims, with whom, when — controverted claims, proven where — effect of judgment.
- § 375.970. Preferred claims, how determined.
- § 375.971. Definitions--federal home loan bank duties and procedures upon delinquency proceedings of insurer--member--receiver duties during delinquency proceedings.
- § 375.974. Owners of special deposit claims, priority.
- § 375.978. Secured claim, may file as general creditor, may resort to security, deficiency treated, how.
- § 375.982. Limitation on bringing proceedings, certain liens void.
- § 375.986. Receiver in reciprocal state may sue.
- § 375.990. Severability clause — interpretation of sections 375.950 to 375.990.
- § 375.991. Fraudulent insurance act, committed, when — powers and duties of department — penalties.
- § 375.992. Fraudulent claims for benefits — form — notice to department, when — procedure.
- § 375.993. Department's papers, report, evidence not subject to public inspection or subpoena if part of investigation, release, when — no civil liability for filing reports or furnishing information.
- § 375.994. Investigators to have power of subpoena — moneys, costs or fines to be deposited in insurance dedicated fund — powers of director for violations, penalties.
- § 375.995. Sex or marital status discrimination as to benefits or coverage prohibited.
- § 375.1000. Citation — purpose — construction.
- § 375.1002. Definitions.
- § 375.1005. Improper claims practice, conditions.
- § 375.1007. Improper claims practices.
- § 375.1009. Director may investigate.
- § 375.1010. Director may initiate proceedings.
- § 375.1012. Director's findings — cease and desist orders — penalty, suspension, revocation — appeal.
- § 375.1014. Judicial review.
- § 375.1016. Violation of cease and desist order.
- § 375.1018. Director's powers additional to others — rules and regulations.
- § 375.1025. Definitions.
- § 375.1028. Applicability — exemptions.
- § 375.1030. Annual audit required, report filed, when — extensions granted, when — audit committee required, when.
- § 375.1032. Audited financial report, contents — form.
- § 375.1035. Accountant, name and address to be registered — letter, filed with director, contents — change of accountant, notice to director.
- § 375.1037. Qualifications of accountant — limitation of number of years, when — approval by director — dispute resolution — accountant not recognized, when — exemption, when — preapproval for nonaudit services performed, when.
- § 375.1038. Consolidated or combined financial statements permitted, when — worksheet , contents.
- § 375.1040. Accountant's letter, contents.
- § 375.1042. Audit of financial statement by independent accountant.
- § 375.1045. Report of findings of accountant to insurer, contents.
- § 375.1047. Unremediated material weaknesses to be furnished to director, requirements — insurer to communicate remedial actions taken.
- § 375.1050. Workpapers, defined — availability to insurance examiners — confidentiality of.
- § 375.1052. Temporary exemption, granted when — denial of, petition for hearing, procedures — schedule of compliance — effective date of requirements.
- § 375.1053. Inapplicability of statute to foreign insurers — audit committee responsibilities, member qualifications — report required — waiver, when.
- § 375.1054. Prohibited acts — violation, penalty.
- § 375.1056. Report required by insurer, when, contents.
- § 375.1057. Canadian and British insurers, special requirements.
- § 375.1058. Internal audit function — exemption, when — requirements.
- § 375.1060. Certification filed with annual statement, when — director shall promulgate rules, purpose.
- § 375.1062. Severability.
- § 375.1070. Inapplicability to certain insurers.
- § 375.1072. Definitions.
- § 375.1074. Limitation on investments, domestic insurers.
- § 375.1075. Limitations on aggregate of medium or lower quality investments, requirements.
- § 375.1078. Limitation on Canadian investments.
- § 375.1080. Definitions.
- § 375.1082. Type of insurance allowed — annual statement, form — requirements for charter, contents of application.
- § 375.1085. Nonresidents, requirements — requirements prior to operation — premium taxes, liability for — examination by director — policy application, required provisions — prohibited acts — penalties.
- § 375.1087. Contributions to guaranty fund prohibited — guaranty fund to cover only specified risks.
- § 375.1090. Purchasing group subject to insurance laws, exceptions.
- § 375.1092. Purchasing group to notify director, contents — designation of director as agent for service of process, exceptions.
- § 375.1095. Insurance purchased by purchasing group, requirements.
- § 375.1097. Premium taxes, payment of.
- § 375.1100. Powers of director.
- § 375.1102. Broker required for purchase of insurance — nonresident broker acceptable — notice to insured, contents.
- § 375.1105. Hazardous financial condition of group, prohibited from selling insurance, when — director may establish rules.
- § 375.1110. Citation of law.
- § 375.1112. Definitions.
- § 375.1115. Reinsurance intermediary, license issued by director — requirements — attorneys exempt from requirements.
- § 375.1117. Transactions between insurer and broker, written authorization required — contents.
- § 375.1120. Records to be maintained by broker, duration — contents.
- § 375.1122. Insurer's use of broker, restrictions — financial condition statement required.
- § 375.1125. Transactions between manager and insurer, written contract required, contents — records to be maintained by manager, contents.
- § 375.1127. Reinsurance manager, prohibited acts.
- § 375.1130. Insurer's use of manager, restrictions — financial condition statement required.
- § 375.1132. Examination of reinsurance manager, director may conduct.
- § 375.1135. Penalties, director may assess, procedures.
- § 375.1137. Application fee, reinsurance intermediary license — renewal.
- § 375.1140. Effective date.
- § 375.1150. Citation of law — applicability.
- § 375.1152. Definitions.
- § 375.1154. Delinquency proceeding, director to initiate — law to govern proceedings — situs of insurer and property this state, when — venue.
- § 375.1155. Receiver may petition for injunctions, restraining orders — purposes — delinquency proceeding does not stay other rights and enforcement.
- § 375.1156. Cooperation with receiver and director required — penalty.
- § 375.1158. Provisions apply prospectively, exceptions — restrictions on insurer in delinquency proceeding.
- § 375.1160. Administrative supervision by director, procedures, allowed when — proceedings confidential, exceptions — powers of administrative supervisor — penalties for violations — director may adopt rules — immunity from liability for director and employees.
- § 375.1161. Violations, penalties.
- § 375.1162. Director may order activities to prevent delinquency proceeding.
- § 375.1164. Seizure order, director may petition for, when — effects.
- § 375.1165. Rehabilitation of insurer, director may petition, when — grounds.
- § 375.1166. Director to serve as rehabilitator — duties — periodic accounting required — immunity, when.
- § 375.1168. Director may appoint special deputies, powers — rehabilitation procedures — criminal conduct of party, power of director — advisory committee may be appointed, when.
- § 375.1170. Stay of other pending actions, duration — statute of limitations not to run.
- § 375.1172. Records deemed public, when — exceptions.
- § 375.1174. Director may petition for liquidation, grounds — termination of rehabilitation proceedings, when, effect.
- § 375.1175. Grounds for liquidation — voluntary dissolution and liquidation, conditions.
- § 375.1176. Director to be liquidator — powers and duties — special deputy may be appointed, powers — effect of liquidation — order for, issued when — plan for continued operation during appeal, contents — penalty for interference with records or property.
- § 375.1178. Life and health policies, termination of, when.
- § 375.1180. Dissolution order, director may petition for — effect.
- § 375.1182. Powers of liquidator — insureds may purchase extended period to report claims, when, limitations — liquidator and employees deemed officers of the court.
- § 375.1183. Reinsurance contracts by insurers placed in conservation, rehabilitation, or liquidation — disposition of.
- § 375.1184. Contracts and leases of insurer, liquidator may disaffirm — procedures — liability of liquidator, how calculated.
- § 375.1185. Notices provided by liquidator, procedures.
- § 375.1186. Agent of insurer, duty to provide information to liquidator — penalty.
- § 375.1188. Stay of other actions — liquidator may bring certain actions, when.
- § 375.1190. List of insurer's assets to be prepared — filing — not needed, when.
- § 375.1191. Netting agreements and qualified financial contracts, exercise of certain rights and acts not to be prohibited — termination of netting agreement, transfer of amount owed, receiver's duties — applicability of statute.
- § 375.1192. Fraudulent and voidable transfers — requirements — effects.
- § 375.1194. Transfer of real property not voidable, when.
- § 375.1195. Preference, voidable when, how recovered — liens, voidable when, procedure — liability of officers for granting preferences.
- § 375.1196. Claims of creditor, surrender of preference required.
- § 375.1198. Mutual credits or debts, setoffs allowed — exceptions.
- § 375.1200. Report to court by liquidator, when, contents — assessment against members, court to compute an order, when.