Mississippi § 83-54-3 - Application and construction of chapter.
Full text of Mississippi Mississippi Code of 1972 Annotated § 83-54-3 — Application and construction of chapter., with citation guidance and answers to common questions.
§ 83-54-3. Application and construction of chapter.
This chapter applies to an insurer or producer transacting creditor-placed insurance as defined in this chapter. All creditor-placed insurance written in connection with credit transactions for personal, family or household purposes is subject to the provisions of this chapter, except: Transactions involving extensions of credit primarily for business or commercial purposes; Insurance on collateralized real property; provided, however, that creditor-placed insurance written for mobile homes or manufactured housing shall be subject to the provisions of this chapter; Insurance offered by the creditor and elected by the debtor at the debtor’s option; Insurance for which no specific charge is made to the debtor or the debtor’s account; or Blanket insurance, whether paid for by the debtor or the creditor. Nothing in this chapter shall be construed to create or imply a private cause of action for violation of this chapter, and the commissioner shall have authority to bring administrative or judicial proceedings to enforce this chapter.
Source: official Mississippi text · Last verified 2026-08-27
Frequently Asked Questions About Mississippi § 83-54-3
What does Mississippi Code of 1972 Annotated § 83-54-3 cover?
Section 83-54-3 ("Application and construction of chapter.") is part of the Mississippi Code of 1972 Annotated, the codified statutory law of Mississippi. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Mississippi § 83-54-3?
A common citation format is "Mississippi Code of 1972 Annotated § 83-54-3" (Mississippi). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Mississippi law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Mississippi official source linked on this page or consult a licensed Mississippi attorney.
How does Mississippi § 83-54-3 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Mississippi can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Mississippi.