Michigan § 500.3406z - Essential health benefit coverage; annual and lifetime dollar limits; prohibition; applicability to grandfathered health plan coverage.
Full text of Michigan Michigan Compiled Laws § 500.3406z — Essential health benefit coverage; annual and lifetime dollar limits; prohibition; applicability to grandfathered health plan coverage., with citation guidance and answers to common questions.
§ 500.3406z. Essential health benefit coverage; annual and lifetime dollar limits; prohibition; applicability to grandfathered health plan coverage.
(1) An insurer that delivers, issues for delivery, or renews in this state a health insurance policy shall not institute either of the following:
(a) Lifetime limits on the dollar value of essential health benefit coverage under section 3406bb(1).
(b) Annual limits on the dollar value of essential health benefit coverage under section 3406bb(1).
(2) This section does not prevent an insurer from placing annual or lifetime dollar limits with respect to any individual on specific covered benefits that are not essential health benefits to the extent that the limits are otherwise permitted under applicable federal or state law.
(3) This section does not apply to grandfathered health plan coverage, as that term is defined in 45 CFR 147.140, or to a short-term or 1-time limited duration policy or certificate of not longer than 6 months.
Source: official Michigan text · Last verified 2026-08-27
Frequently Asked Questions About Michigan § 500.3406z
What does Michigan Compiled Laws § 500.3406z cover?
Section 500.3406z ("Essential health benefit coverage; annual and lifetime dollar limits; prohibition; applicability to grandfathered health plan coverage.") is part of the Michigan Compiled Laws, the codified statutory law of Michigan. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Michigan § 500.3406z?
A common citation format is "Michigan Compiled Laws § 500.3406z" (Michigan). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Michigan law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Michigan official source linked on this page or consult a licensed Michigan attorney.
How does Michigan § 500.3406z apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Michigan can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Michigan.