Michigan § 445.871a - Compliance with federal truth-in-lending act; violation as unintentional and bona fide error; burden of proof.
Full text of Michigan Michigan Compiled Laws § 445.871a — Compliance with federal truth-in-lending act; violation as unintentional and bona fide error; burden of proof., with citation guidance and answers to common questions.
§ 445.871a. Compliance with federal truth-in-lending act; violation as unintentional and bona fide error; burden of proof.
A retail seller is not liable for a violation of this act if the retail seller has fully complied with the federal truth-in-lending act, Public Law 90-321, 15 U.S.C. 1601 to 1607e and shows that the violation was an unintentional and bona fide error notwithstanding the maintenance of procedures reasonably adopted to avoid the error. Examples of a bona fide error include clerical, calculation, computer malfunction, programming, or printing errors. An error in legal judgment with respect to a person's obligations under this act is not a bona fide error. A violation of this act resulting from a bona fide error may be corrected in the same manner as provided for in section 130(b) of the truth-in-lending act, 15 U.S.C. 1640(b). The burden of proving that a violation was an unintentional and bona fide error is on the retail seller.
Source: official Michigan text · Last verified 2026-08-27
Frequently Asked Questions About Michigan § 445.871a
What does Michigan Compiled Laws § 445.871a cover?
Section 445.871a ("Compliance with federal truth-in-lending act; violation as unintentional and bona fide error; burden of proof.") is part of the Michigan Compiled Laws, the codified statutory law of Michigan. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Michigan § 445.871a?
A common citation format is "Michigan Compiled Laws § 445.871a" (Michigan). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Michigan law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Michigan official source linked on this page or consult a licensed Michigan attorney.
How does Michigan § 445.871a apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Michigan can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Michigan.