Michigan § 445.2532 - Release of protected consumer's credit report, information, or record; duration of security freeze.
Full text of Michigan Michigan Compiled Laws § 445.2532 — Release of protected consumer's credit report, information, or record; duration of security freeze., with citation guidance and answers to common questions.
§ 445.2532. Release of protected consumer's credit report, information, or record; duration of security freeze.
(1) If a security freeze is in place, a consumer reporting agency may not release a protected consumer's credit report, any information derived from the protected consumer's credit report, or any record created for the protected consumer.
(2) A security freeze for a protected consumer shall remain in effect until 1 of the following is met:
(a) The protected consumer or the protected consumer's representative requests the consumer reporting agency to remove the security freeze under section 23.
(b) The security freeze is removed under section 25.
Source: official Michigan text · Last verified 2026-08-27
Frequently Asked Questions About Michigan § 445.2532
What does Michigan Compiled Laws § 445.2532 cover?
Section 445.2532 ("Release of protected consumer's credit report, information, or record; duration of security freeze.") is part of the Michigan Compiled Laws, the codified statutory law of Michigan. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Michigan § 445.2532?
A common citation format is "Michigan Compiled Laws § 445.2532" (Michigan). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Michigan law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Michigan official source linked on this page or consult a licensed Michigan attorney.
How does Michigan § 445.2532 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Michigan can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Michigan.