Michigan § 445.2522 - Placement of security freeze on consumer's credit report; duties of consumer reporting agency.
Full text of Michigan Michigan Compiled Laws § 445.2522 — Placement of security freeze on consumer's credit report; duties of consumer reporting agency., with citation guidance and answers to common questions.
§ 445.2522. Placement of security freeze on consumer's credit report; duties of consumer reporting agency.
Within 5 business days after placing a security freeze on a consumer's credit report under section 11, the consumer reporting agency shall do all of the following:
(a) Send a written confirmation of the security freeze to the consumer.
(b) Provide the consumer with a unique personal identification number or password to be used by the consumer when authorizing the release of the consumer's credit report to a specific person or for a specific period of time.
(c) Provide the consumer with a written statement of the procedures for requesting the consumer reporting agency to remove or temporarily lift a security freeze.
Source: official Michigan text · Last verified 2026-08-27
Frequently Asked Questions About Michigan § 445.2522
What does Michigan Compiled Laws § 445.2522 cover?
Section 445.2522 ("Placement of security freeze on consumer's credit report; duties of consumer reporting agency.") is part of the Michigan Compiled Laws, the codified statutory law of Michigan. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Michigan § 445.2522?
A common citation format is "Michigan Compiled Laws § 445.2522" (Michigan). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Michigan law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Michigan official source linked on this page or consult a licensed Michigan attorney.
How does Michigan § 445.2522 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Michigan can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Michigan.