Michigan § 440.9108 - Sufficiency of description.
Full text of Michigan Michigan Compiled Laws § 440.9108 — Sufficiency of description., with citation guidance and answers to common questions.
§ 440.9108. Sufficiency of description.
Except as otherwise provided in subsections (3), (4), and (5), a description of personal or real property is sufficient, whether or not it is specific, if it reasonably identifies what is described.
Except as otherwise provided in subsection (4), a description of collateral reasonably identifies the collateral if it identifies the collateral by 1 or more of the following:
Specific listing.
Category.
Except as otherwise provided in subsection (5), a type of collateral defined in the uniform commercial code.
Quantity.
Computational or allocational formula or procedure.
Except as otherwise provided in subsection (3), any other method, if the identity of the collateral is objectively determinable.
A description of collateral as "all the debtor's assets" or "all the debtor's personal property" or using words of similar import does not reasonably identify the collateral.
Except as otherwise provided in subsection (5), a description of a security entitlement, securities account, or commodity account is sufficient if it describes 1 or more of the following:
The collateral by the term security entitlement, securities account, or commodity account, or as investment property.
The underlying financial asset or commodity contract.
A description only by type of collateral defined in the uniform commercial code is an insufficient description of either of the following:
A commercial tort claim.
In a consumer transaction, consumer goods, a security entitlement, a securities account, or a commodity account.
Source: official Michigan text · Last verified 2026-08-27
Frequently Asked Questions About Michigan § 440.9108
What does Michigan Compiled Laws § 440.9108 cover?
Section 440.9108 ("Sufficiency of description.") is part of the Michigan Compiled Laws, the codified statutory law of Michigan. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Michigan § 440.9108?
A common citation format is "Michigan Compiled Laws § 440.9108" (Michigan). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Michigan law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Michigan official source linked on this page or consult a licensed Michigan attorney.
How does Michigan § 440.9108 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Michigan can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Michigan.