Michigan § 440.4106 - “Payable through” and “payable at” explained; bank as collecting bank.

Full text of Michigan Michigan Compiled Laws § 440.4106 — “Payable through” and “payable at” explained; bank as collecting bank., with citation guidance and answers to common questions.

§ 440.4106. “Payable through” and “payable at” explained; bank as collecting bank.

Sec. 4106.(1)

If an item states that it is "payable through" a bank identified in the item, (i) the item designates the bank as a collecting bank and does not by itself authorize the bank to pay the item, and (ii) the item may be presented for payment only by or through the bank.

(2)

If an item states that it is "payable at" a bank identified in the item, (i) the item designates the bank as a collecting bank and does not by itself authorize the bank to pay the item, and (ii) the item may be presented for payment only by or through the bank.

(3)

If a draft names a nonbank drawee and it is unclear whether a bank named in the draft is a co-drawee or a collecting bank, the bank is a collecting bank.

Source: official Michigan text · Last verified 2026-08-27

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Frequently Asked Questions About Michigan § 440.4106

What does Michigan Compiled Laws § 440.4106 cover?

Section 440.4106 ("“Payable through” and “payable at” explained; bank as collecting bank.") is part of the Michigan Compiled Laws, the codified statutory law of Michigan. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Michigan § 440.4106?

A common citation format is "Michigan Compiled Laws § 440.4106" (Michigan). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Michigan law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Michigan official source linked on this page or consult a licensed Michigan attorney.

How does Michigan § 440.4106 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Michigan can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Michigan.