Massachusetts § 124 - Claims under policy issued by life company; binding effect of statements in application for life insurance policy issued without medical examination

Full text of Massachusetts Massachusetts General Laws § 124 — Claims under policy issued by life company; binding effect of statements in application for life insurance policy issued without medical examination, with citation guidance and answers to common questions.

§ 124. Claims under policy issued by life company; binding effect of statements in application for life insurance policy issued without medical examination

Section 124. In any claim arising under a policy issued in the commonwealth by any life company, without previous medical examination, or without the knowledge and consent of the insured, or, if said insured is a minor, without the consent of the parent, guardian or other person having legal custody of said minor, the statements made in the application as to the age, physical condition and family history of the insured shall be held to be valid and binding on the company; but the company shall not be debarred from proving as a defense to such claim that said statements were wilfully false, fraudulent or misleading.

Source: official Massachusetts text · Last verified 2026-08-27

Frequently Asked Questions About Massachusetts § 124

What does Massachusetts General Laws § 124 cover?

Section 124 ("Claims under policy issued by life company; binding effect of statements in application for life insurance policy issued without medical examination") is part of the Massachusetts General Laws, the codified statutory law of Massachusetts. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Massachusetts § 124?

A common citation format is "Massachusetts General Laws § 124" (Massachusetts). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Massachusetts law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Massachusetts official source linked on this page or consult a licensed Massachusetts attorney.

How does Massachusetts § 124 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Massachusetts can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Massachusetts.