Massachusetts § 4G - Verification of applicant driving history prior to issuing private passenger motor vehicle insurance policy
Full text of Massachusetts Massachusetts General Laws § 4G — Verification of applicant driving history prior to issuing private passenger motor vehicle insurance policy, with citation guidance and answers to common questions.
§ 4G. Verification of applicant driving history prior to issuing private passenger motor vehicle insurance policy
[Text of section applicable to all policies issued on or after January 1, 2021. See 2020, 358, Sec. 105.]
Section 4G. (a) An insurer that utilizes an applicant's Massachusetts driving history as a rating or underwriting factor for private passenger motor vehicle insurance in the commonwealth, a licensed insurance producer or third-party representative shall verify the applicant's Massachusetts driving history through the use of the registry of motor vehicles database or a reliable third-party database prior to processing payment or issuing a policy, unless the driving history is unavailable at the time of the initial inquiry due to a temporary website outage, service interruption or other circumstances beyond the control of the insurer, producer or third-party representative. When providing a private passenger automobile insurance quote, an insurer, licensed insurance producer or third-party representative shall provide a disclosure regarding the verification of an applicant's Massachusetts driving history.
[There is no subsection (b).]
Source: official Massachusetts text · Last verified 2026-08-27
Frequently Asked Questions About Massachusetts § 4G
What does Massachusetts General Laws § 4G cover?
Section 4G ("Verification of applicant driving history prior to issuing private passenger motor vehicle insurance policy") is part of the Massachusetts General Laws, the codified statutory law of Massachusetts. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Massachusetts § 4G?
A common citation format is "Massachusetts General Laws § 4G" (Massachusetts). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Massachusetts law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Massachusetts official source linked on this page or consult a licensed Massachusetts attorney.
How does Massachusetts § 4G apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Massachusetts can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Massachusetts.