Maryland § 9-108

Full text of Maryland Maryland Code § 9-108, with citation guidance and answers to common questions.

§ 9-108.

    (a)    Except as otherwise provided in subsections (c), (d), and (e), a description of personal or real property is sufficient, whether or not it is specific, if it reasonably identifies what is described.

    (b)    Except as otherwise provided in subsection (d), a description of collateral reasonably identifies the collateral if it identifies the collateral by:

        (1)    Specific listing;

        (2)    Category;

        (3)    Except as otherwise provided in subsection (e), a type of collateral defined in Titles 1 through 10 of this article;

        (4)    Quantity;

        (5)    Computational or allocational formula or procedure; or

        (6)    Except as otherwise provided in subsection (c), any other method, if the identity of the collateral is objectively determinable.

    (c)    A description of collateral as “all the debtor’s assets” or “all the debtor’s personal property” or using words of similar import does not reasonably identify the collateral.

    (d)    Except as otherwise provided in subsection (e), a description of a security entitlement, securities account, or commodity account is sufficient if it describes:

        (1)    The collateral by those terms or as investment property; or

        (2)    The underlying financial asset or commodity contract.

    (e)    A description only by type of collateral defined in Titles 1 through 10 of this article is an insufficient description of:

        (1)    A commercial tort claim; or

        (2)    In a consumer transaction, consumer goods, a security entitlement, a securities account, or a commodity account.

Frequently Asked Questions About Maryland § 9-108

What does Maryland Code § 9-108 cover?

Section 9-108 is part of the Maryland Code, the codified statutory law of Maryland. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Maryland § 9-108?

A common citation format is "Maryland Code § 9-108" (Maryland). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Maryland law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Maryland official source linked on this page or consult a licensed Maryland attorney.

How does Maryland § 9-108 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Maryland can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Maryland.