Maryland § 7-105.2

Full text of Maryland Maryland Code § 7-105.2, with citation guidance and answers to common questions.

§ 7-105.2.

    (a)    (1)    In this section the following words have the meanings indicated.

        (2)    “Foreclosed Property Registry” means the Foreclosed Property Registry established by the Commissioner of Financial Regulation under § 7–105.14 of this subtitle.

        (3)    “Local jurisdiction” means:

            (i)    A county; or

            (ii)    A municipal corporation.

        (4)    “Notice of foreclosure” means the notice described in subsection (b) of this section.

        (5)    “Person authorized to make the sale” means the person designated under the Maryland Rules to sell residential property subject to foreclosure.

        (6)    “Residential property” means real property improved by four or fewer dwelling units that are designed principally and are intended for human habitation.

    (b)    (1)    Within 7 days of the filing of an order to docket or a complaint to foreclose a mortgage or deed of trust on a residential property by a person authorized to make the sale of the residential property, the person authorized to make the sale shall provide the Commissioner of Financial Regulation with a notice of foreclosure as required under this subsection.

        (2)    The notice of foreclosure shall:

            (i)    Be in the form the Commissioner of Financial Regulation requires, which may be the form of a registration with the Foreclosed Property Registry; and

            (ii)    Contain the following information regarding the property that is subject to foreclosure:

                1.    The street address;

                2.    The tax account number, if known;

                3.    Whether the property is vacant, if known;

                4.    The name, address, and telephone number of the owner or owners of the property, if known;

                5.    The name, address, and telephone number of the person authorized to make the sale; and

                6.    The name, address, and telephone number of a person authorized to manage and maintain the property before the foreclosure sale, if known.

    (c)    (1)    A notice of foreclosure:

            (i)    Is not a public record as defined in § 4–101 of the General Provisions Article; and

            (ii)    Is not subject to Title 4 of the General Provisions Article.

        (2)    The Commissioner of Financial Regulation may authorize access to a notice of foreclosure only to local jurisdictions, the agencies of local jurisdictions, and representatives of State agencies.

        (3)    Notwithstanding paragraphs (1) and (2) of this subsection, the Commissioner of Financial Regulation or a local jurisdiction may provide information for a specific property described in a notice of foreclosure to:

            (i)    A person who owns property on the same block; or

            (ii)    A homeowners association or condominium in which the property is located.

Frequently Asked Questions About Maryland § 7-105.2

What does Maryland Code § 7-105.2 cover?

Section 7-105.2 is part of the Maryland Code, the codified statutory law of Maryland. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Maryland § 7-105.2?

A common citation format is "Maryland Code § 7-105.2" (Maryland). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Maryland law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Maryland official source linked on this page or consult a licensed Maryland attorney.

How does Maryland § 7-105.2 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Maryland can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Maryland.