Maryland § 19-507
Full text of Maryland Maryland Code § 19-507, with citation guidance and answers to common questions.
§ 19-507.
(a) The benefits described in § 19–505 of this subtitle shall be payable without regard to:
(1) the fault or nonfault of the named insured or the recipient of benefits in causing or contributing to the motor vehicle accident; and
(2) any collateral source of medical, hospital, or wage continuation benefits.
(b) (1) Subject to paragraph (2) of this subsection, if the insured has both coverage for the benefits described in § 19–505 of this subtitle and a collateral source of medical, hospital, or wage continuation benefits, the insurer or insurers may coordinate the policies to provide for nonduplication of benefits, subject to appropriate reductions in premiums for one or both of the policies approved by the Commissioner.
(2) The named insured may:
(i) elect to coordinate the policies by indicating in writing which policy is to be the primary policy; or
(ii) reject the coordination of policies and nonduplication of benefits.
(c) (1) In this subsection, “increase the premium” includes an increase in total premium for a policy due to:
(i) a surcharge;
(ii) retiering or other reclassification of the policy; or
(iii) removal or reduction of a discount.
(2) An insurer that issues a policy that contains the coverage described in § 19–505 of this subtitle:
(i) may not increase the premium on the policy due to a claim or payment made under that coverage; and
(ii) at the time the policy is issued, shall notify the policyholder in writing that the insurer may not increase the premium on the policy due to a claim or payment made under that coverage.
(d) An insurer that provides the benefits described in § 19–505 of this subtitle does not have a right of subrogation and does not have a claim against any other person or insurer to recover any benefits paid because of the alleged fault of the other person in causing or contributing to a motor vehicle accident.
Frequently Asked Questions About Maryland § 19-507
What does Maryland Code § 19-507 cover?
Section 19-507 is part of the Maryland Code, the codified statutory law of Maryland. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Maryland § 19-507?
A common citation format is "Maryland Code § 19-507" (Maryland). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Maryland law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Maryland official source linked on this page or consult a licensed Maryland attorney.
How does Maryland § 19-507 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Maryland can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Maryland.