Maryland § 19-305

§ 19-305.

    (a)    (1)    The Commissioner shall adopt a two-tier antiarson application form that requires an applicant to complete a second-tier supplementary application if the initial first-tier application elicits certain predesignated answers.

        (2)    In adopting the antiarson application form, the Commissioner shall consider generally recognized two-tier application forms.

    (b)    An antiarson application shall include:

        (1)    the name and address of the applicant, any mortgagee, and any other party with an ownership interest in the property to be insured;

        (2)    the amount of insurance requested and the method of valuation used to establish that amount;

        (3)    the dates and selling prices of the property to be insured in all real estate transactions involving the property during the 3-year period immediately preceding the date of the antiarson application;

        (4)    the applicant’s history of losses during the 5-year period immediately preceding the date of the antiarson application with regard to any property:

            (i)    in which the applicant held an interest, including a partnership or mortgage interest, that is substantial; and

            (ii)    that sustained a fire loss exceeding 25% of the insured value;

        (5)    all taxes that are unpaid or overdue for 1 or more years; and

        (6)    the present occupancy of the property to be insured.