Maryland § 16-210
Full text of Maryland Maryland Code § 16-210, with citation guidance and answers to common questions.
§ 16-210.
(a) Each policy of life insurance shall contain a provision that, subject to subsection (b) of this section, a policy of industrial life insurance will be reinstated within 2 years and any other policy of life insurance will be reinstated within 3 years after the due date of the first premium in default on:
(1) written application for reinstatement;
(2) the production of evidence of insurability satisfactory to the insurer; and
(3) the payment of all premiums in arrears and the payment or reinstatement of any other indebtedness to the insurer on the policy, with interest on the premiums and other indebtedness at a specified rate not exceeding an effective rate of 6% per year compounded annually.
(b) The policy shall provide that reinstatement is not allowed if:
(1) the policy has been surrendered for its cash surrender value;
(2) the cash surrender value of the policy has been exhausted because of policy indebtedness; or
(3) any paid-up term insurance has expired.
Frequently Asked Questions About Maryland § 16-210
What does Maryland Code § 16-210 cover?
Section 16-210 is part of the Maryland Code, the codified statutory law of Maryland. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Maryland § 16-210?
A common citation format is "Maryland Code § 16-210" (Maryland). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Maryland law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Maryland official source linked on this page or consult a licensed Maryland attorney.
How does Maryland § 16-210 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Maryland can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Maryland.