Maryland § 15-404

Full text of Maryland Maryland Code § 15-404, with citation guidance and answers to common questions.

§ 15-404.

    (a)    This section applies to:

        (1)    each group or blanket health insurance policy that is issued or delivered in the State and provides coverage on an expense-incurred basis; and

        (2)    each group medical or major medical contract or certificate that is issued or delivered in the State by a nonprofit health service plan.

    (b)    Each policy, contract, or certificate subject to this section shall provide a benefit that allows the addition of a certificate holder’s or subscriber’s dependent children to the certificate holder’s or subscriber’s policy or contract at any time and without evidence of insurability if:

        (1)    the dependent children previously were covered under the policy or contract of the certificate holder’s or subscriber’s spouse; and

        (2)    the certificate holder’s or subscriber’s spouse has died.

    (c)    This section applies regardless of whether a certificate holder’s or subscriber’s dependent children are eligible for any continuation or conversion privileges under the policy or contract of the certificate holder’s or subscriber’s spouse.

    (d)    Within 6 months after the death of the spouse, the certificate holder or subscriber must exercise the benefit provided under this section.

Frequently Asked Questions About Maryland § 15-404

What does Maryland Code § 15-404 cover?

Section 15-404 is part of the Maryland Code, the codified statutory law of Maryland. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Maryland § 15-404?

A common citation format is "Maryland Code § 15-404" (Maryland). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Maryland law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Maryland official source linked on this page or consult a licensed Maryland attorney.

How does Maryland § 15-404 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Maryland can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Maryland.