Maryland § 15-1A-21

Full text of Maryland Maryland Code § 15-1A-21, with citation guidance and answers to common questions.

§ 15-1A-21.

    (a)    This section applies to all grandfathered plans and to every health benefit plan that is not a grandfathered plan.

    (b)    (1)    Subject to § 15–1106 of this title, a carrier may not rescind the coverage under a health benefit plan unless:

            (i)    the insured individual performs an act, a practice, or an omission that constitutes fraud or makes a misrepresentation of material fact as prohibited by the health benefit plan; and

            (ii)    except as provided in paragraph (2) of this subsection, the carrier complies with 45 C.F.R. § 147.128.

        (2)    If the Commissioner adopts regulations as described in subsection (c) of this section, a carrier that rescinds the coverage under a health benefit plan in accordance with subsection (b) of this section shall comply with the adopted regulations.

    (c)    To the extent necessary, the Commissioner shall adopt regulations that:

        (1)    establish requirements that a carrier shall comply with to rescind coverage under subsection (b) of this section; and

        (2)    are consistent with 45 C.F.R. § 147.128 and any federal rules and guidance as those provisions were in effect December 31, 2024.

Frequently Asked Questions About Maryland § 15-1A-21

What does Maryland Code § 15-1A-21 cover?

Section 15-1A-21 is part of the Maryland Code, the codified statutory law of Maryland. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Maryland § 15-1A-21?

A common citation format is "Maryland Code § 15-1A-21" (Maryland). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Maryland law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Maryland official source linked on this page or consult a licensed Maryland attorney.

How does Maryland § 15-1A-21 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Maryland can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Maryland.