Maryland § 15-103
Full text of Maryland Maryland Code § 15-103, with citation guidance and answers to common questions.
§ 15-103.
(a) An insurer or nonprofit health service plan may not issue or deliver in the State an individual health insurance policy, or group health insurance policy covering a group of 1,000 lives or less, unless the policy or certificate is:
(1) written in simplified language; and
(2) approved by the Commissioner as complying with the simplified language standards adopted under subsection (c) of this section.
(b) Subsection (a) of this section applies:
(1) on or after January 2, 1992; or
(2) on or after July 2, 1997, if the policy or certificate was approved by the Commissioner on or before January 1, 1992.
(c) To establish simplified language standards for individual and group health insurance policies and certificates subject to this section, the Commissioner shall adopt regulations that are consistent with the Life and Health Insurance Policy Language Simplification Model Act adopted by the National Association of Insurance Commissioners.
Frequently Asked Questions About Maryland § 15-103
What does Maryland Code § 15-103 cover?
Section 15-103 is part of the Maryland Code, the codified statutory law of Maryland. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Maryland § 15-103?
A common citation format is "Maryland Code § 15-103" (Maryland). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Maryland law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Maryland official source linked on this page or consult a licensed Maryland attorney.
How does Maryland § 15-103 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Maryland can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Maryland.