Maryland § 13-113
Full text of Maryland Maryland Code § 13-113, with citation guidance and answers to common questions.
§ 13-113.
(a) (1) A claimant shall report a claim promptly to the insurer or its designated claim representative.
(2) The insurer shall maintain adequate claim files.
(3) The insurer shall settle a claim as soon as possible and in accordance with the terms of the insurance contract.
(b) The insurer shall pay a claim by a draft drawn on the insurer or by a check of the insurer to the order of:
(1) the claimant to whom payment of the claim is due under the policy; or
(2) a person to whom the claimant directs payment be made.
(c) (1) A plan or arrangement may not be used if it authorizes a person other than the insurer or its designated claim representative to settle or adjust claims.
(2) The creditor may not be designated as the claim representative of the insurer to adjust a claim.
(3) Notwithstanding paragraph (2) of this subsection, by arrangement with the group insurer, a group policyholder may draw a draft or check in payment of a claim due to the group policyholder subject to audit and review by the group insurer.
Frequently Asked Questions About Maryland § 13-113
What does Maryland Code § 13-113 cover?
Section 13-113 is part of the Maryland Code, the codified statutory law of Maryland. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Maryland § 13-113?
A common citation format is "Maryland Code § 13-113" (Maryland). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Maryland law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Maryland official source linked on this page or consult a licensed Maryland attorney.
How does Maryland § 13-113 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Maryland can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Maryland.