Maryland § 12-705

Full text of Maryland Maryland Code § 12-705, with citation guidance and answers to common questions.

§ 12-705.

    Prohibited discriminatory practices include any:

        (1)    Refusal to consider both applicants’ income when both parties of a marriage party apply for a joint account;

        (2)    Refusal to consider alimony or child support awarded by a court and received by the applicant as a valid source of income, where that source can be verified as to its amount, length of time received, and regularity of receipt;

        (3)    Refusal to extend credit to any person solely because of marital status or change in marital status;

        (4)    Refusal to issue separate accounts to married persons where each would be credit worthy if unmarried;

        (5)    Request for or consideration of the credit rating of an applicant’s spouse where the applicant is otherwise credit worthy and is not applying for a joint account unless the applicant lists credit references in the name of spouse or former spouse or has no individual prior credit history or the creditor permits the applicant to designate the applicant’s spouse as an authorized purchaser on the account;

        (6)    Refusal to recognize the legal name of any married person; and

        (7)    Requests for or consideration of information about birth control practices in evaluating any credit application.

Frequently Asked Questions About Maryland § 12-705

What does Maryland Code § 12-705 cover?

Section 12-705 is part of the Maryland Code, the codified statutory law of Maryland. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Maryland § 12-705?

A common citation format is "Maryland Code § 12-705" (Maryland). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Maryland law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Maryland official source linked on this page or consult a licensed Maryland attorney.

How does Maryland § 12-705 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Maryland can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Maryland.