Maryland § 12-614

§ 12-614.

    (a)    Except as provided in subsection (b) of this section, a holder may not directly or indirectly contract for, charge, or receive from a buyer or a surety for a buyer on account of or in connection with any agreement, any charge or amount for the extension of credit, interest, fees, commissions, delinquency, collection, repossession, and foreclosure or otherwise.

    (b)    A holder may charge the buyer the following charges or fees:

        (1)    Subject to the provisions of § 12-630 of this subtitle, the time balance of an installment sale agreement;

        (2)    If allowed by a court as costs, the official fees paid to a public official in connection with a proceeding to:

            (i)    Recover possession of the goods;

            (ii)    Enforce any obligation of the buyer or his surety; or

            (iii)    Realize on any security interest or collateral security;

        (3)    If no charge was made in the agreement on account of the insurance for the period covered, the premiums for insurance as provided by § 12-613 of this subtitle;

        (4)    The amount paid for copies of agreements and statements of accounts pursuant to § 12-621 of this subtitle;

        (5)    Charges permitted by:

            (i)    §§ 12-623 and 12-626 of this subtitle for delinquencies and repossession expenses; and

            (ii)    Law for extensions and refunds; and

        (6)    An amount not exceeding $15 if payment is made with a check that is dishonored on the second presentment.