Maryland § 12-1504

§ 12-1504.

    A provider of earned wage access may not:

        (1)    Share with an employer any fees, tips, or other charges received from a consumer for earned wage access;

        (2)    Condition a consumer’s ability to obtain earned wage access on the consumer’s ability or willingness to pay the provider a tip;

        (3)    Charge a consumer a late fee, interest, or other penalty for failure to pay any proceeds, fees, or tips;

        (4)    Report any information about a consumer’s failure to pay any proceeds, fees, or tips to any consumer reporting agency;

        (5)    Obtain a consumer’s credit report as a method of qualifying the consumer for earned wage access;

        (6)    Receive interest from a consumer; or

        (7)    Compel or attempt to compel payment by a consumer of any proceeds, fees, tips, gratuities, or other donations through:

            (i)    A civil action against the consumer;

            (ii)    The use of a third party to pursue collection from the consumer on the provider’s behalf; or

            (iii)    The sale or assignment of outstanding amounts to a third–party collector or debt buyer for collection from the consumer.