Maryland § 12-104

Full text of Maryland Maryland Code § 12-104, with citation guidance and answers to common questions.

§ 12-104.

    (a)    A provision in an insurance contract or surety contract that sets a shorter time to bring an action under or on the insurance contract or surety contract than required by the law of the State when the insurance contract or surety contract is issued or delivered is against State public policy, illegal, and void.

    (b)    If an insurance contract or surety contract contains a provision that is illegal under this section:

        (1)    a State court may not give effect to the provision; and

        (2)    a defense to liability under the insurance contract or surety contract may not be based upon the shorter limitation period.

Frequently Asked Questions About Maryland § 12-104

What does Maryland Code § 12-104 cover?

Section 12-104 is part of the Maryland Code, the codified statutory law of Maryland. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Maryland § 12-104?

A common citation format is "Maryland Code § 12-104" (Maryland). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Maryland law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Maryland official source linked on this page or consult a licensed Maryland attorney.

How does Maryland § 12-104 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Maryland can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Maryland.