Maryland § 1-401
Full text of Maryland Maryland Code § 1-401, with citation guidance and answers to common questions.
§ 1-401.
(a) In this subtitle the following words have the meanings indicated.
(b) (1) “Access area” means any paved walkway or sidewalk which is within 50 feet of an automated teller machine.
(2) “Access area” does not include any publicly maintained street or highway or any adjacent sidewalk.
(c) “Access device” has the meaning stated in Federal Reserve Board Regulation E, 12 C.F.R., Part 205.
(d) (1) “Automated teller machine” means any electronic information processing device located in this State which accepts or dispenses cash in connection with a credit, deposit, or convenience account.
(2) “Automated teller machine” does not include devices used:
(i) Solely to facilitate check guarantees or check authorizations;
(ii) In connection with the acceptance or dispensing of cash on a person-to-person basis, including by a store cashier; or
(iii) For the payment of goods or services.
(e) “Candlefoot power” means the light intensity of candles on a horizontal plane at 36 inches above ground level and 5 feet in front of the area to be measured.
(f) “Control” of an access area or defined parking area means to have the present authority to determine how, when, and by whom such area is to be used, maintained, lighted, and landscaped.
(g) “Customer” means an individual to whom an access device has been issued for personal, family, or household use.
(h) (1) “Defined parking area” means that portion of a parking area open for customer parking which is:
(i) Contiguous to an access area with respect to an automated teller machine;
(ii) Regularly, principally, and lawfully used for parking by users of the automated teller machine while conducting automated teller machine transactions during the hours of darkness; and
(iii) Owned or controlled by the operator of the automated teller machine or by the party leasing the automated teller machine site to the operator.
(2) “Defined parking area” includes only the single parking level of a multiple level parking area deemed by the operator of the automated teller machine to be the most directly accessible to users of the automated teller machine if the parking area otherwise satisfies the conditions contained in paragraph (1) of this subsection.
(3) “Defined parking area” does not include a parking area which is:
(i) Not regularly used for parking by users of the automated teller machine who are conducting automated teller machine transactions during the hours of darkness; or
(ii) Physically closed to access or is marked by conspicuous signs indicating that it is closed.
(i) “Hours of darkness” means the period that begins 30 minutes after sunset and ends 30 minutes before sunrise.
(j) “Operator” means a financial institution or other person that operates an automated teller machine.
Frequently Asked Questions About Maryland § 1-401
What does Maryland Code § 1-401 cover?
Section 1-401 is part of the Maryland Code, the codified statutory law of Maryland. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Maryland § 1-401?
A common citation format is "Maryland Code § 1-401" (Maryland). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Maryland law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Maryland official source linked on this page or consult a licensed Maryland attorney.
How does Maryland § 1-401 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Maryland can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Maryland.