Maryland § 18.5-102
Full text of Maryland Maryland Code § 18.5-102, with citation guidance and answers to common questions.
§ 18.5-102.
(a) (1) A peer–to–peer car sharing program shall ensure that, during each car sharing period, the shared vehicle owner and the shared vehicle driver are insured under a motor vehicle liability insurance policy in accordance with § 19–520 of the Insurance Article.
(2) (i) In this paragraph, “replacement vehicle” means a motor vehicle that is used in a peer–to–peer car sharing program while a motor vehicle owned by the individual is not in use because of loss, as “loss” is defined in that individual’s applicable private passenger automobile insurance policy, or because of breakdown, repair, service, or damage.
(ii) Subject to subparagraph (iii) of this paragraph, a replacement vehicle that is made available through a peer–to–peer car sharing program may be deemed to have satisfied the requirement of paragraph (1) of this subsection by maintaining the minimum amount of security required under § 17–103 of this article that is secondary to any other valid and collectible coverage and that extends coverage to the owner’s motor vehicle in amounts required under § 17–103(b) of this article while it is used as a replacement vehicle.
(iii) For a replacement vehicle that is made available through a peer–to–peer car sharing program, the peer–to–peer car sharing program agreement for the replacement vehicle to be signed by a shared vehicle owner and a shared vehicle driver shall contain a provision on the face of the peer–to–peer car sharing program agreement, in at least 10 point bold type, that informs the shared vehicle driver and the shared vehicle owner that the coverage on the vehicle being serviced or repaired is primary coverage for the replacement vehicle and the coverage maintained by the peer–to–peer car sharing program on the replacement vehicle is secondary.
(b) Notwithstanding any provision of a peer–to–peer car sharing program agreement to the contrary, the security required under this section shall cover the shared vehicle owner and each person driving or using the shared motor vehicle with the permission of the owner or the peer–to–peer car sharing program.
Frequently Asked Questions About Maryland § 18.5-102
What does Maryland Code § 18.5-102 cover?
Section 18.5-102 is part of the Maryland Code, the codified statutory law of Maryland. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Maryland § 18.5-102?
A common citation format is "Maryland Code § 18.5-102" (Maryland). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Maryland law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Maryland official source linked on this page or consult a licensed Maryland attorney.
How does Maryland § 18.5-102 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Maryland can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Maryland.