Maryland § 13-318
Full text of Maryland Maryland Code § 13-318, with citation guidance and answers to common questions.
§ 13-318.
(a) (1) In this section the following words have the meanings indicated.
(2) “Draft” does not include a credit or debit card sales draft.
(3) “Drawer” means the individual who makes or signs a check or other draft.
(b) Subject to the provisions of subsection (c) of this section, as a condition of accepting a check or other draft as payment for consumer credit, goods, realty, or services, a person may not request or record the account number of any credit card of the drawer of the check or other draft.
(c) The provisions of this section do not prohibit a person from:
(1) Requesting the drawer to display a credit card for purposes only of identification or credit worthiness;
(2) Requesting or recording the type or issuer of a credit card of the drawer; or
(3) Recording the number and expiration date of a credit card if the person requesting the information has agreed with the credit card issuer to cash checks as a service to the issuer’s cardholders and the issuer has agreed to guarantee payment of cardholder checks cashed by that person.
Frequently Asked Questions About Maryland § 13-318
What does Maryland Code § 13-318 cover?
Section 13-318 is part of the Maryland Code, the codified statutory law of Maryland. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Maryland § 13-318?
A common citation format is "Maryland Code § 13-318" (Maryland). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Maryland law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Maryland official source linked on this page or consult a licensed Maryland attorney.
How does Maryland § 13-318 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Maryland can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Maryland.