Maine § 6154. - Required disclosures to customers

§ 6154.. Required disclosures to customers

1.  Disclosure of pertinent information.  An operator shall clearly and conspicuously disclose on a sign posted on the cash-dispensing machine or in clear view of a customer viewing the cash-dispensing machine:

A. The name of the operator;   [PL 1999, c. 229, §2 (NEW).]

B. A disclaimer indicating that the operator is not a financial institution or a credit union;   [PL 1999, c. 229, §2 (NEW).]

C. The name, address and 24-hour toll-free telephone number where a customer may direct inquiries or complaints;   [RR 1999, c. 1, §45 (COR).]

D. A statement that the Bureau of Consumer Credit Protection is responsible for the operator's compliance with state law and the address and telephone number of the bureau; and   [PL 1999, c. 229, §2 (NEW); PL 2007, c. 273, Pt. B, §5 (REV); PL 2007, c. 695, Pt. A, §47 (AFF).]

E. That a fee may be assessed by the operator.   [PL 1999, c. 229, §2 (NEW).]

2.  Fees imposed.  Any operator may not charge a fee for use of a cash-dispensing machine unless the amount of the fee is clearly and conspicuously disclosed electronically during the course of the transaction in a manner that permits the customer to cancel the transaction without incurring the fee.

3.  Receipt for transaction.  A cash-dispensing machine must provide a receipt for the transaction that must include the following information in a clear and conspicuous manner:

A. The amount of the transaction;   [PL 1999, c. 229, §2 (NEW).]

B. The amount of any fee imposed by the operator;   [PL 1999, c. 229, §2 (NEW).]

C. The total amount debited to the customer's account, including any fee imposed by the operator;   [PL 1999, c. 229, §2 (NEW).]

D. The date and time of the transaction;   [PL 1999, c. 229, §2 (NEW).]

E. A number or code that identifies the customer and the account accessed; and   [PL 1999, c. 229, §2 (NEW).]

F. The location of the cash-dispensing machine.   [PL 1999, c. 229, §2 (NEW).]