Maine § 18656. - Coverage
Full text of Maine Maine Revised Statutes § 18656. — Coverage, with citation guidance and answers to common questions.
§ 18656.. Coverage
1. Basic insurance. Life insurance and accidental death and dismemberment insurance, to be known as "basic insurance," is available to all eligible participants.
A. The amount of life insurance to be paid upon death is equal to the participant's annual base compensation rounded up to the next $1,000.
(2) The date of change in coverage under subparagraph (1) is the first day of the month of April following the effective date of the change in annual base compensation. [PL 1991, c. 480, §8 (AMD).]
B. The accidental death and dismemberment insurance shall provide payments as follows.
| LOSS | AMOUNT PAYABLE |
| Loss of life by Accident | An additional amount equal to that provided under subsection 1, paragraph A |
| Loss of one hand or foot or sight of one eye | One-half the amount provided under subsection 1, paragraph A |
| Loss of 2 or more limbs or loss of sight of both eyes or loss of one limb and loss of sight of one eye | The amount provided under subsection 1, paragraph A |
(2) For any one accident the aggregate amount of group accidental death and dismemberment insurance that may be paid may not exceed the amount provided under subsection 1, paragraph A. [PL 1985, c. 801, §§ 5, 7 (NEW).]
2. Supplemental insurance. Additional insurance coverage of equal amounts to those described in subsection 1, to be known as "supplemental insurance," shall be available to each participant purchasing insurance under subsection 1.
3. Dependent insurance. Each participant may elect to insure the life of a dependent not insured in the group covered under subsections 1 and 2.
A. A participant may elect either Plan A or Plan B, but not both.
| Plan A | Plan B | |
| Spouse | $5,000 | $10,000 |
| Full-time unmarried students to age 22 | $5,000 | $5,000 |
| Children, 6 months to age 19 | $5,000 | $5,000 |
| Children, 0 to 6 months | $1,000 | $2,500 |
B. Insurance purchased under this subsection is subject to the limitations of Title 24‑A, section 2611‑A. [PL 1985, c. 801, §§ 5, 7 (NEW).]
C. The number of dependents may not affect the premium rate for insurance purchased under this subsection. [PL 1993, c. 387, Pt. A, §26 (AMD).]
D. Any participant who is a participant through employment with 2 or more employers may not insure that participant's dependents more than once. [PL 1991, c. 480, §9 (NEW).]
Frequently Asked Questions About Maine § 18656.
What does Maine Revised Statutes § 18656. cover?
Section 18656. ("Coverage") is part of the Maine Revised Statutes, the codified statutory law of Maine. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Maine § 18656.?
A common citation format is "Maine Revised Statutes § 18656." (Maine). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Maine law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Maine official source linked on this page or consult a licensed Maine attorney.
How does Maine § 18656. apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Maine can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Maine.