Louisiana § RS 9:3591.6 - Fee reporting; consumer protection

Full text of Louisiana Louisiana Civil Code § RS 9:3591.6 — Fee reporting; consumer protection, with citation guidance and answers to common questions.

§ RS 9:3591.6. Fee reporting; consumer protection

            A. Notwithstanding any other provision of this Chapter, a provider that charges a fee for the provision of earned wage access services, including transaction fees, membership fees, or any other form of compensation, shall submit an annual report to the Office of Financial Institutions. The report shall pertain to the preceding calendar year and shall be submitted no later than March first of the following year. All reports shall include the following information:

            (1) Gross revenue attributable to its earned wage access services.

            (2) The total number of transactions in which the provider provided proceeds to consumers.

            (3) The total number of unique consumers to whom the provider provided proceeds.

            (4) The total dollar amount of proceeds the provider provided to consumers.

            (5) The total dollar amount of fees, voluntary tips, gratuities, or other donations the provider received from consumers.

            (6) The number and nature of consumer complaints received by the provider and the resolution status of each complaint.

            B. The Office of Financial Institutions shall make this data available to the public in aggregated form in an annual report assessing the impact of earned wage access services in the state by July first of each year.

            C. Submission by providers of the annual report in Subsection A of this Section shall not be deemed an action or transaction subject to the jurisdiction of the Office of Financial Institutions.

            Acts 2025, No. 496, §1.

Source: official Louisiana text · Last verified 2026-08-27

Frequently Asked Questions About Louisiana § RS 9:3591.6

What does Louisiana Civil Code § RS 9:3591.6 cover?

Section RS 9:3591.6 ("Fee reporting; consumer protection") is part of the Louisiana Civil Code, the codified statutory law of Louisiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Louisiana § RS 9:3591.6?

A common citation format is "Louisiana Civil Code § RS 9:3591.6" (Louisiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Louisiana law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Louisiana official source linked on this page or consult a licensed Louisiana attorney.

How does Louisiana § RS 9:3591.6 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Louisiana can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Louisiana.