Louisiana § RS 9:3518.2 - Credit cards; unsolicited delivery or mailing prohibited; penalty

Full text of Louisiana Louisiana Civil Code § RS 9:3518.2 — Credit cards; unsolicited delivery or mailing prohibited; penalty, with citation guidance and answers to common questions.

§ RS 9:3518.2. Credit cards; unsolicited delivery or mailing prohibited; penalty

A.  As used in this Section, "credit card" means any credit card as defined in R.S. 9:3516(15) and any other document or device intended or adopted for the purpose of establishing the identity and credit of any person in connection with the purpose of renting on credit goods or services, or obtaining loans.

B.(1)  Except as provided in Subsection C of this Section, it shall be unlawful for any financial institution, retail merchant, or other person to mail or otherwise deliver any credit card in this state.

(2)  Whoever violates this Subsection may, upon conviction, be sentenced to pay a fine of not more than one thousand dollars per occurrence.

C.  This Section shall not apply to any credit card when mailed or otherwise delivered either:

(1)  In response to a request or application for a credit card.

(2)  As a replacement for a credit card previously issued to the person to whom the credit card is shipped or mailed.

D.  If any credit card is issued to a person who has not requested or accepted by use the issuance of such credit card, the issuer shall be liable to the person whose name appears on the credit card for any damages and expenses or either, including attorney fees, which the person incurs due to the use of such credit card without permission of the person to whom it is issued.

Acts 1999, No. 664, §1.

Source: official Louisiana text · Last verified 2026-08-27

Frequently Asked Questions About Louisiana § RS 9:3518.2

What does Louisiana Civil Code § RS 9:3518.2 cover?

Section RS 9:3518.2 ("Credit cards; unsolicited delivery or mailing prohibited; penalty") is part of the Louisiana Civil Code, the codified statutory law of Louisiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Louisiana § RS 9:3518.2?

A common citation format is "Louisiana Civil Code § RS 9:3518.2" (Louisiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Louisiana law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Louisiana official source linked on this page or consult a licensed Louisiana attorney.

How does Louisiana § RS 9:3518.2 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Louisiana can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Louisiana.