Louisiana § RS 51:2255 - Unlawful practices in connection with credit transactions; exceptions

Full text of Louisiana Louisiana Civil Code § RS 51:2255 — Unlawful practices in connection with credit transactions; exceptions, with citation guidance and answers to common questions.

§ RS 51:2255. Unlawful practices in connection with credit transactions; exceptions

           A. It shall be an unlawful practice for any person, whether acting for himself or another, in connection with any credit transaction because of race, creed, color, religion, national origin, disability, as defined in R.S. 51:2232, or sex:

           (1) To deny credit to any person.

           (2) To increase the charges or fees for or collateral required to secure any credit extended to any person.

           (3) To restrict the amount or use of credit extended or impose different terms or conditions with respect to the credit extended to any person or any item or service related thereto.

           (4) To attempt to do any of the unlawful practices defined in this Section.

           B. The provisions of this Section shall not prohibit any party to a credit transaction from considering the credit history of any individual applicant.

           C. The provisions of this Section shall not prohibit any party to a credit transaction from considering the application of Louisiana law on matrimonial regimes and successions to the particular case or from taking reasonable action thereon.

           Acts 1988, No. 886, §1; Acts 1993, No. 820, §9.

Source: official Louisiana text · Last verified 2026-08-27

Frequently Asked Questions About Louisiana § RS 51:2255

What does Louisiana Civil Code § RS 51:2255 cover?

Section RS 51:2255 ("Unlawful practices in connection with credit transactions; exceptions") is part of the Louisiana Civil Code, the codified statutory law of Louisiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Louisiana § RS 51:2255?

A common citation format is "Louisiana Civil Code § RS 51:2255" (Louisiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Louisiana law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Louisiana official source linked on this page or consult a licensed Louisiana attorney.

How does Louisiana § RS 51:2255 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Louisiana can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Louisiana.