Louisiana § RS 22:1858 - Coordination of benefits
Full text of Louisiana Louisiana Civil Code § RS 22:1858 — Coordination of benefits, with citation guidance and answers to common questions.
§ RS 22:1858. Coordination of benefits
A. Coordination of benefit requirements adopted by health insurance issuers shall, at a minimum, adhere to the following requirements:
(1) No plan shall contain a provision that its benefits are "always excess" or "always secondary" except in accordance with rules adopted by the commissioner pursuant to this Subpart.
(2) A coordination of benefit provision may not be used that permits a plan to reduce its benefits on the basis of any of the following:
(a) That another plan exists and the covered person did not enroll in the plan.
(b) That a person is or could have been covered under another plan, except with respect to Part B of Medicare.
(c) That a person has elected an option under another plan providing a lower level of benefits than another option that could have been elected.
B. The commissioner shall be authorized to adopt such reasonable regulations as necessary for determining the order of benefit payments when a person is covered by two or more plans of health insurance coverage.
Acts 2004, No. 876, §1, eff. Jan. 1, 2005; Redesignated from R.S. 22:250.58 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
Source: official Louisiana text · Last verified 2026-08-27
Frequently Asked Questions About Louisiana § RS 22:1858
What does Louisiana Civil Code § RS 22:1858 cover?
Section RS 22:1858 ("Coordination of benefits") is part of the Louisiana Civil Code, the codified statutory law of Louisiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Louisiana § RS 22:1858?
A common citation format is "Louisiana Civil Code § RS 22:1858" (Louisiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Louisiana law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Louisiana official source linked on this page or consult a licensed Louisiana attorney.
How does Louisiana § RS 22:1858 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Louisiana can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Louisiana.