Louisiana § RS 22:1807.13 - Appraisal process

Full text of Louisiana Louisiana Civil Code § RS 22:1807.13 — Appraisal process, with citation guidance and answers to common questions.

§ RS 22:1807.13. Appraisal process

            A. Upon a demand for appraisal, the insurer and the claimant shall each select an appraiser who is independent and qualified pursuant to R.S. 22:1807.14.

            B.(1) If the appraisers are unable to agree on the amount of loss, they shall select an umpire who is independent and qualified pursuant to R.S. 22:1807.17.

            (2) If the appraisers are unable to agree on an umpire, either appraiser may submit a request to the judge to select an umpire, which shall include all of the following:

            (a) The type of policy.

            (b) A description of the claim and, if known, the claimed value of the loss.

            (c) The insurer's itemized estimate and a statement of payments made to date.

            (d) Any other information that the judge requests.

            C. The selected umpire shall participate in the resolution of the dispute if the appraisers fail to reach agreement and instruct the umpire in writing to begin work, or if the period for the appraisers to complete their work provided under applicable law has expired, then either appraiser may instruct the umpire to begin work.

            D. An itemized decision agreed to by both appraisers or by one appraiser and the umpire shall set the amount of loss that the insurer will pay for the claim subject to applicable policy terms, limits, deductibles, and conditions. The umpire may enter into an itemized decision with either or both appraisers on a compromise basis. The umpire may issue an itemized decision if there is agreement on the amount of the loss, even if there is disagreement as to some of the individual items.

            Acts 2024, No. 625, §1.

Frequently Asked Questions About Louisiana § RS 22:1807.13

What does Louisiana Civil Code § RS 22:1807.13 cover?

Section RS 22:1807.13 ("Appraisal process") is part of the Louisiana Civil Code, the codified statutory law of Louisiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Louisiana § RS 22:1807.13?

A common citation format is "Louisiana Civil Code § RS 22:1807.13" (Louisiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Louisiana law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Louisiana official source linked on this page or consult a licensed Louisiana attorney.

How does Louisiana § RS 22:1807.13 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Louisiana can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Louisiana.