Louisiana § RS 22:1510 - Filing
Full text of Louisiana Louisiana Civil Code § RS 22:1510 — Filing, with citation guidance and answers to common questions.
§ RS 22:1510. Filing
A. Insurers that use insurance-related scoring systems to underwrite and rate risks shall file their scoring models or other scoring processes with the Department of Insurance. A third party may file scoring models on behalf of insurers. A filing that includes insurance scoring may include loss experience justifying the use of credit information.
B. Any filing relating to credit information is considered a trade secret under R.S. 51:1431.
NOTE: §1510 eff. July 1, 2026. See Acts 2025, No. 465.
§1510. Filing; review by commissioner
A.(1) Insurers that use insurance-related scoring systems to underwrite and rate risks shall file their scoring models or other scoring processes with the Department of Insurance. A third party may file scoring models on behalf of insurers. A filing that includes insurance scoring may include loss experience justifying the use of credit information.
(2) The commissioner shall review the scoring models or other scoring processes filed with the department pursuant to this Subsection to ensure compliance with the requirements of this Subpart.
B. Any filing relating to credit information is considered a trade secret pursuant to the Uniform Trade Secrets Act, R.S. 51:1431 et seq.
Acts 2003, No. 1256, §1; Redesignated from R.S. 22:1490 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2025, No. 465, §1, eff. July 1, 2026.
NOTE: Former R.S. 22:1510 redesignated as R.S. 22:1151 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
Frequently Asked Questions About Louisiana § RS 22:1510
What does Louisiana Civil Code § RS 22:1510 cover?
Section RS 22:1510 ("Filing") is part of the Louisiana Civil Code, the codified statutory law of Louisiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Louisiana § RS 22:1510?
A common citation format is "Louisiana Civil Code § RS 22:1510" (Louisiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Louisiana law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Louisiana official source linked on this page or consult a licensed Louisiana attorney.
How does Louisiana § RS 22:1510 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Louisiana can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Louisiana.