Louisiana § RS 22:1485 - Homeowners' insurance; premium discounts
Full text of Louisiana Louisiana Civil Code § RS 22:1485 — Homeowners' insurance; premium discounts, with citation guidance and answers to common questions.
§ RS 22:1485. Homeowners' insurance; premium discounts
A. As used in this Section, the following terms shall have the following meanings:
(1) "Factory-built home" has the meaning given to that term in R.S. 9:1149.2.
(2) "Permanently structured home" means a structure with a permanent foundation that is not considered factory-built.
(3) "Security system" means a monitored security device that is wired to a local law enforcement or fire department.
B. Every insurer authorized to issue a policy of homeowners' insurance in this state who offers a policy premium discount based on the installation or existence of a security system in a permanently structured home shall provide the same or a similar premium discount for policies of homeowners' insurance covering factory-built homes.
Acts 1997, No. 185, §1; Redesignated from R.S. 22:1464.1 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2024, No. 287, §4.
NOTE: Former R.S. 22:1485 redesignated as R.S. 22:1505 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
Source: official Louisiana text · Last verified 2026-08-27
Frequently Asked Questions About Louisiana § RS 22:1485
What does Louisiana Civil Code § RS 22:1485 cover?
Section RS 22:1485 ("Homeowners' insurance; premium discounts") is part of the Louisiana Civil Code, the codified statutory law of Louisiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Louisiana § RS 22:1485?
A common citation format is "Louisiana Civil Code § RS 22:1485" (Louisiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Louisiana law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Louisiana official source linked on this page or consult a licensed Louisiana attorney.
How does Louisiana § RS 22:1485 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Louisiana can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Louisiana.