Louisiana § RS 22:1374 - Sales practices
Full text of Louisiana Louisiana Civil Code § RS 22:1374 — Sales practices, with citation guidance and answers to common questions.
§ RS 22:1374. Sales practices
A. Pet insurers and producers shall not market a wellness program as pet insurance.
B. If a wellness program is sold by a pet insurer or producer, all of the following apply:
(1) The purchase of the wellness program shall not be a requirement for the purchase of pet insurance.
(2) The costs of the wellness program shall be separate and identifiable from any pet insurance policy sold by a pet insurer or producer.
(3) The terms and conditions for the wellness program shall be separate from any pet insurance policy sold by a pet insurer or producer.
(4) The products and coverages available through the wellness program shall not duplicate products or coverages available through the pet insurance policy.
(5) The advertising of the wellness program shall not be misleading and shall be in accordance with the provisions of this Section.
(6) The pet insurer or producer shall make all of the following disclosures to consumers, printed in twelve-point boldface type:
(a) Wellness programs are not insurance.
(b) The address and customer service telephone number of the pet insurer or producer or broker of record.
(c) The department's mailing address, toll-free telephone number, and website address.
C. Coverages included in the pet insurance policy contract described as "wellness" benefits are insurance.
Acts 2023, No. 94, §1, eff. Jan. 1, 2024.
Frequently Asked Questions About Louisiana § RS 22:1374
What does Louisiana Civil Code § RS 22:1374 cover?
Section RS 22:1374 ("Sales practices") is part of the Louisiana Civil Code, the codified statutory law of Louisiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Louisiana § RS 22:1374?
A common citation format is "Louisiana Civil Code § RS 22:1374" (Louisiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Louisiana law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Louisiana official source linked on this page or consult a licensed Louisiana attorney.
How does Louisiana § RS 22:1374 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Louisiana can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Louisiana.