Louisiana § RS 22:1286 - Automobile insurance policies; increase in premium; age discrimination
Full text of Louisiana Louisiana Civil Code § RS 22:1286 — Automobile insurance policies; increase in premium; age discrimination, with citation guidance and answers to common questions.
§ RS 22:1286. Automobile insurance policies; increase in premium; age discrimination
An insurer shall not increase the premium charged for an automobile liability insurance policy for any insured solely on the grounds that the insured has attained the age of sixty-five or older. Any insurer found to be in violation of this Section is subject to the imposition of any penalty or regulatory action of the commissioner authorized pursuant to the provisions of this Title.
Acts 1993, No. 205, §1; Redesignated from R.S. 22:635.2 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2025, No. 168, §1.
Source: official Louisiana text · Last verified 2026-08-27
Frequently Asked Questions About Louisiana § RS 22:1286
What does Louisiana Civil Code § RS 22:1286 cover?
Section RS 22:1286 ("Automobile insurance policies; increase in premium; age discrimination") is part of the Louisiana Civil Code, the codified statutory law of Louisiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Louisiana § RS 22:1286?
A common citation format is "Louisiana Civil Code § RS 22:1286" (Louisiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Louisiana law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Louisiana official source linked on this page or consult a licensed Louisiana attorney.
How does Louisiana § RS 22:1286 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Louisiana can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Louisiana.