Louisiana § RS 22:1273 - Presumption of coverage; civil authority prohibited use
Full text of Louisiana Louisiana Civil Code § RS 22:1273 — Presumption of coverage; civil authority prohibited use, with citation guidance and answers to common questions.
§ RS 22:1273. Presumption of coverage; civil authority prohibited use
A. For losses that arise due to a catastrophic event in which a state of disaster or emergency is declared by civil officials, for those areas within the declaration, if a civil authority prohibits the insured from using their residential premises as a result of damage to a neighboring premises due to a peril covered by the policy, the civil authority prohibited use coverage shall be afforded as provided in the policy.
B. For purposes of this Section, insurers shall interpret all actions of a civil authority without regard to whether formal orders of evacuation were issued.
Acts 2022, No. 434, §1, eff. Jan. 1, 2023.
Source: official Louisiana text · Last verified 2026-08-27
Frequently Asked Questions About Louisiana § RS 22:1273
What does Louisiana Civil Code § RS 22:1273 cover?
Section RS 22:1273 ("Presumption of coverage; civil authority prohibited use") is part of the Louisiana Civil Code, the codified statutory law of Louisiana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Louisiana § RS 22:1273?
A common citation format is "Louisiana Civil Code § RS 22:1273" (Louisiana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Louisiana law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Louisiana official source linked on this page or consult a licensed Louisiana attorney.
How does Louisiana § RS 22:1273 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Louisiana can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Louisiana.