Kentucky Code — 38632
Browse 37 sections in division 38632 of the Kentucky code. Each section page includes the full statutory text, official source links, and citation guidance.
Sections (showing up to 300)
- § 38632.4. 410 Definitions -- Application of subtitle.
- § 38632.4. 420 License required for finance companies -- Evidence of existing licenses.
- § 38632.4. 425 Commissioner's coordination with State Regulatory Registry and other agencies.
- § 38632.4. 430 Form of application -- Contents.
- § 38632.4. 440 Application and license fees.
- § 38632.4. 450 Bonding requirements for applications submitted on or after January 1, 2020 -- Demonstration of financial condition -- Managing principal -- Background check -- Incomplete application -- Approval or rejection of application -- Time limit -- Appeal -- Hearing -- Eligibility if license denied.
- § 38632.4. 460 License -- Contents -- Transfer -- Place of business -- Change -- Name on license.
- § 38632.4. 465 Approval of change of control -- Application -- Fees -- Determination of whether proposed transaction constitutes change of control.
- § 38632.4. 470 Limitation on locations at which business may be conducted -- Construction of subtitle regarding types of loans.
- § 38632.4. 480 Duration of license -- Payment of annual fee -- Expiration -- Reinstatement.
- § 38632.4. 490 Reasons for adverse action or cease-and-desist order -- Locations at which adverse action applies -- Eligibility if license revoked -- Effect of adverse action -- Complaint -- Relief -- Civil penalty.
- § 38632.4. 495 Emergency orders -- Grounds -- Hearing -- Duration of emergency order.
- § 38632.4. 500 Notice of license denial -- Administrative complaint -- Hearings and final orders -- Findings -- Service by certified mail.
- § 38632.4. 505 Administrative hearing for person or licensee aggrieved by final decision of commissioner.
- § 38632.4. 520 Prohibited advertisements and statements.
- § 38632.4. 530 Basic, default, and deferment charges -- Refund upon prepayment -- Reduction when installments in default -- Charges computed on unpaid balance -- Principal may include balance on prior loan -- Loan entered into within 10 days of another loan -- Restrictions on interest and consideration.
- § 38632.4. 533 Authorized charges for extension of credit.
- § 38632.4. 535 Closing costs collectible when liens on real estate taken as security.
- § 38632.4. 540 Duties of licensee.
- § 38632.4. 545 Agent for service of process.
- § 38632.4. 547 Compliance with federal and state laws -- Regulatory penalties.
- § 38632.4. 548 Consumer loan company to comply with KRS 367.701 to 367.709. (Effective January 1, 2027)
- § 38632.4. 550 Time of installment payments.
- § 38632.4. 560 Insurance.
- § 38632.4. 570 Wage purchases -- Assignment of compensation.
- § 38632.4. 580 Prohibited conduct -- No contract or loan without scheduled repayment -- Lien on real estate as security.
- § 38632.4. 590 Licensee to make annual report.
- § 38632.4. 600 Licensee's records -- Retention -- Notice of cessation -- Custodian of records -- Request for destruction -- Withholding or altering records.
- § 38632.4. 605 Confidential and privileged documents -- Commissioner's powers -- Privilege or claim of confidentiality not waived.
- § 38632.4. 610 Commissioner's power to issue administrative regulations and examine licensees -- Investigations -- Enforcement of subpoena -- Powers of commissioner.
- § 38632.4. 613 Effect of conformity with notice, opinion, or interpretation of commissioner.
- § 38632.4. 615 Commonwealth or its employees not liable for failure to disclose financial condition of consumer loan company.
- § 38632.4. 620 Public policy relating to loans of $15,000 or less -- Loans outside state.
- § 38632.4. 630 Repealed, 2019.
- § 38632.4. 640 Effect of future amendment of this subtitle.
- § 38632.4. 990 Civil penalties -- Actions by commissioner against violators -- Recovery of penalties and fees.
- § 38632.4. 991 Penalties.