Iowa § 87.5 - 87.5 Benefit insurance.

Full text of Iowa Iowa Code § 87.5 — 87.5 Benefit insurance., with citation guidance and answers to common questions.

§ 87.5. 87.5 Benefit insurance.

Subject to the approval of the workers’ compensation commissioner, any employer or group of employers may enter into or continue an agreement with the workers of the employer or group of employers to provide a scheme of compensation, benefit, or insurance in lieu of compensation and insurance; but such scheme shall in no instance provide less than the benefits provided and secured, nor vary the period of compensation provided for disability or for death, or the provisions of law with respect to periodic payments, or the percentage that such payments shall bear to weekly wages, except that the sums required may be increased; and the approval of the workers’ compensation commissioner shall be granted, if the scheme provides for contribution by workers, only when it confers benefits, in addition to those required by law, commensurate with such contributions. [S13, §2477-m43; C24, 27, 31, 35, 39, §1471; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §87.5] 98 Acts, ch 1061, §11 Wed Dec 10 22:32:08 2025 Iowa Code 2026, Section 87.5 (20, 0)

Source: official Iowa text · Last verified 2026-08-27

Frequently Asked Questions About Iowa § 87.5

What does Iowa Code § 87.5 cover?

Section 87.5 ("87.5 Benefit insurance.") is part of the Iowa Code, the codified statutory law of Iowa. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Iowa § 87.5?

A common citation format is "Iowa Code § 87.5" (Iowa). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Iowa law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Iowa official source linked on this page or consult a licensed Iowa attorney.

How does Iowa § 87.5 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Iowa can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Iowa.